Canadian credit cards at U.S. gas pumps - Page 2 - Fiberglass RV


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Old 12-22-2010, 06:28 PM   #15
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to my Canadian travellers, log in to Dave Hunter's website ( if you don't have his latest edition of " Along Interstate 75"...and go to Interstate-75 and Florida Driving Information - Welcome Dave has a list of all the gas stations which accept Canadian Visa / Mastercards at the 'pay-at-the-pump'
Also lists the ones which don't accept them (Pilot!!!).He also has some other strategies for dealing with the pump ganiffs.
Alistair & Inge in The Road Toad (heading down I75 in 22 days :>)
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Old 12-22-2010, 06:44 PM   #16
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to my Canadian travellers, log in to Dave Hunter's website ( if you don't have his latest edition of " Along Interstate 75"...and go to Interstate-75 and Florida Driving Information - Welcome Dave has a list of all the gas stations which accept Canadian Visa / Mastercards at the 'pay-at-the-pump'
Also lists the ones which don't accept them (Pilot!!!).He also has some other strategies for dealing with the pump ganiffs.
Alistair & Inge in The Road Toad (heading down I75 in 22 days :>)
I checked out the list of gas stations accepting our cards (or not), it will be very useful thanks for the link.
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Old 12-23-2010, 07:17 AM   #17
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Alistair, Help! I poked all around the web-site you listed and I can't find a list of gas stations anywhere. How about more specific directions. Maybe I'm not looking in the right place. Seems Tony found it OK. Guess I'm internet challenged today!
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Old 12-23-2010, 07:39 AM   #18
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Alistair, Help! I poked all around the web-site you listed and I can't find a list of gas stations anywhere. How about more specific directions. Maybe I'm not looking in the right place. Seems Tony found it OK. Guess I'm internet challenged today!
Jim, is this what you're looking for?
non-US Credit Cards not accepted

I found it on the home page > On the Road.. Useful Links > Non U.S. Visitors - Credit Card with no Zip Code > Click here for further information about this problem, and some possible "work-arounds." > Click here to see a list of gas stations (by state and route) that DO or DO NOT accept Canadian (or other non-US) Visa/Mastercards at their pumps.

Sometimes this stuff is REALLY buried.
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Old 12-23-2010, 08:12 AM   #19
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Thanks Donna. I now realize my mistake. Alistair's helpful link is for US stations that don't accept Canadian credit cards. I was thinking it was a list of Canadian stations that don't accept US cards. Since I will be traveling north next year that's what my pea brain was expecting. My fault for not reading carefully. I'll go back to sleep now!
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Old 12-23-2010, 10:50 AM   #20
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Don't think you will have any issues purchasing anything in Canada using a major US credit card such as Visa, Master Card or Amex from the US providing you tell them ahead of time you are traveling.

Donna suggestion of using a Debit Card is intreasting as that is the only card that I have troubles using when I travel in the US. Here debit cards are pretty well the norm and I use mine daily for pretty well everything. I don't know of a store that doesn't take them here. Here they are attached to your bank account so the money comes directly out of your bank account. When I try and use it in the USA its been the norm to be told at the store they don't take Debit cards and only Credit Cards. Funny thing is the card is issued by an big international bank and has a chip and I have used it without a problem in many places in the world. I have rarely though been able to actually use it in the USA . Most of the time the store clerk doesn't even seem to know what a Debit card is. The card does work at bank machines in the US though if I want cash, so I know the US Banks themselves except them and trust them. It has often wondered about that. Are debit cards not that popular in the USA? My experence with trying to use it has been limited to the US West Coast. When it happens I am left to wonder if the US banks are forcing people to use Credit in the US to make their percentage rather than allowing you to use your own money? Might explain the economics of why so many people are carring a high dedit rate in the US. Can anyone shed some light on what the real story on the daily use of Debit Cards in the US is?
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Old 12-23-2010, 10:57 AM   #21
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My card is dual-purpose. I can use it as a debit card (when I use a pin) or a credit card when I use my signature. Either way it's tied to my checking account. I write exactly two checks a month. The rest is 79% debit card usage and 20% credit card, typically at the grocery stories or for fuel. I'd carry cash but I go through it too fast What I don't do is use it at a non-bank ATM. Too much skimming going on to want to take the risk. YMMV
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Old 12-23-2010, 11:13 AM   #22
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My card is dual-purpose. I can use it as a debit card (when I use a pin) or a credit card when I use my signature. Either way it's tied to my checking account. I write exactly two checks a month. The rest is 79% debit card usage and 20% credit card, typically at the grocery stories or for fuel. I'd carry cash but I go through it too fast What I don't do is use it at a non-bank ATM. Too much skimming going on to want to take the risk. YMMV
Same here. The fact you can use yours Donna is intreasting, perhaps the problem I have is related to the card not having a US Bank name on it which throws the store clerks off. It does have a chip and a pin. But again its seems strange when I tell the store clerk its a debit card they often get a puzzled look and dont seem to know what that means and I get told they take Credit cards only. Hummmmm
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Old 12-23-2010, 11:38 AM   #23
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Our debit card carries a Visa logo so as with Donna's it can be used as either.

Carol I think the problem with your card is you ask......not just swipe it in the machine and use your PIN. I think that the clerks are not the brightest bulbs on the tree and most are young and have no idea how the "money system" works. There are so many banks that I doubt it is that it's not a US bank, how would they know?

Here we "pay at the pump" at almost all stations, I know that varies from state to state.
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Old 12-23-2010, 03:09 PM   #24
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My debit card is through a local credit union and displays the Visa logo, just like Lizbeth's. I could have gotten one with a MasterCard logo, it was a choice. Nowhere on the card does it say "debit." It looks and acts like a credit card, except as I said, when I use my pin. Sometime after the first of the year, I'm going to take my own advice and get a prepaid debit card. The world is getting meaner and I would just as soon protect my credit, assets and identity. I shop online through Amazon, eBay, etc. For me, I think prepaid is the way to go.
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Old 12-23-2010, 03:47 PM   #25
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Prepaid Debit Cards

I just did some research on these and came away shaking my head. There are a number of issues with these cards; the biggest one is these cards are unregulated in the US.

If you have followed recent news you will know that legislation has passed that regulates the credit card industry. The big credit card companies and banks are worried that the credit card cash cow may be drying up. Prepaid Debit Cards are the new profit center for the financial industry.

What makes them money? First, the fee to purchase the card. Second, annual fees. Third, fees to make a deposit. Fourth, a fee for every payment. The list goes in. Now not all cards charge fees for these services and they charge a variety of rates, but you need to know going in what fees will be. Finding those fees ahead of time can be difficult.

These cards are really designed for those who do not have a bank. They are a very expensive method to bank. Particularly problematic are those issued by little known institutions such as Green Dot, Net Spend etc.

Here is a link to a New York Time article on the cards:
http://www.nytimes.com/2009/10/06/yo...pagewanted=all

Now remember not all debit cards are created equal, what I am talking about here are prepaid debit cards, you may have debit card issued by your local financial institution that is a completely different animal. What is important is for you to find out ahead of time what fees you are going to encounter.
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Old 12-23-2010, 06:46 PM   #26
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Paul, you're absolutely right. Prepaid debit cards are like cell phones. Charges to use and to buy, yearly contracts vary and coverage can be from great to really, really bad. It's like anything.... read the FINE print. If you're interested in prepaid debit cards the first place to check is your OWN banking institution. My credit union has a card available for students. It's a way for parents to make certain their child has money available, but won't go into massive debt buying pizza for an entire dorm or a Bose music system for their room. The card really isn't just for students, but the $$ charged is determined by the amount of money in accounts. Kinda like what they charge for checking account, zero to $15 a month depending on checking/savings totals. As I've said YMMV.
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Old 12-25-2010, 07:38 PM   #27
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I have just read in a magazine that when asked for zip code at US gas pumps, if the three numbers in our Canadian Postal codes followed by two zeros are entered then the card will be accepted. Can anyone verify this?Having to go into the gas station and leave wallet,credit card, cash or wife as security is a bit of a pain.
For the last two years we have stayed in Texas during the winter and found our Canadian debit cards are widely accepted. The few stations that are problematic soon become obvious and we just don't go there. We also found it easy to get cash back on a debit card at Wal-Mart so we don't typically feel it necessary to carry much cash anymore.
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Old 12-25-2010, 10:55 PM   #28
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My debit card is through a local credit union and displays the Visa logo, just like Lizbeth's. I could have gotten one with a MasterCard logo, it was a choice. Nowhere on the card does it say "debit." It looks and acts like a credit card, except as I said, when I use my pin. Sometime after the first of the year, I'm going to take my own advice and get a prepaid debit card. The world is getting meaner and I would just as soon protect my credit, assets and identity. I shop online through Amazon, eBay, etc. For me, I think prepaid is the way to go.
As someone who does a lot of travel, I sometimes use my debit card to get money out of ATM's in foreign countries. This always worried me until I came up with an easy solution. The first step is make your card so you can only withdraw money out of your checking account, not your savings account. Then keep most of your money in savings and use the internet to move it to checking as you need it. I try to make sure that the most I can ever lose is a couple hundred.
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