MSRP on 1993 Scamp 16' - Page 2 - Fiberglass RV


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Old 11-18-2015, 04:39 PM   #15
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Originally Posted by floyd View Post
They are looking for the original price when new!
The NADA link does give $7000 as the base price for a new Scamp 16 in 1993. Since almost everything is optional, $8500 or even $9000 seems like a good guess for a typically-equipped 1993. In his parting shot, Bob was sarcastically referring to the current (supposed) used prices according to the same NADA link.
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Old 11-18-2015, 04:52 PM   #16
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Thank You Jon
I was also saying that the BASE price shown included no options. By the time you add a few like a water system, furnace, refrigerator, water heater and an a/c, not to mention shipping, and it will be well into the $8500 number mentioned earlier.
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Old 11-18-2015, 05:00 PM   #17
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Our minds were going in the same direction as our posts crossed...
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Old 11-18-2015, 08:21 PM   #18
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Originally Posted by Jon in AZ View Post
The NADA link does give $7000 as the base price for a new Scamp 16 in 1993. Since almost everything is optional, $8500 or even $9000 seems like a good guess for a typically-equipped 1993. In his parting shot, Bob was sarcastically referring to the current (supposed) used prices according to the same NADA link.
Gotcha, I have often thought there should be a special font for sarcasm.
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Old 11-18-2015, 08:40 PM   #19
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I carry full replacement value for a trailer. In the event of a total write off, I get the trailer replaced new with the options it has on it. Works good for me.

Other than this, most insurance companies will cover to what ever level you wish too, and you pay accordingly, no different that life insurance.
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Old 11-18-2015, 09:34 PM   #20
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MSRP on 1993 Scamp 16'

Except that, unlike life insurance, you have to establish some basis for the valuation. I'd assume a full replacement policy is only available for a fairly new trailer, which certainly doesn't apply to the OP. An agreed value policy on an older unit would require an appraisal and perhaps receipts for restoration work done.
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Old 11-19-2015, 08:20 AM   #21
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I just bought my insurance from State Farm. They used only my purchase price when computing my coverage. The agent stated, that is the value.

I did have a bill of sale from the sellers, and my title application which also listed that as the selling price.
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Old 11-19-2015, 08:28 AM   #22
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Originally Posted by Jon in AZ View Post
Except that, unlike life insurance, you have to establish some basis for the valuation. I'd assume a full replacement policy is only available for a fairly new trailer, which certainly doesn't apply to the OP. An agreed value policy on an older unit would require an appraisal and perhaps receipts for restoration work done.
Not certain if my insurance company would have an age requirement for doing the full replacement of a trailer. We have confirmed with them that they would replace the trailer with the closest equivalent new trailer to what we had. Of course, they will only cover for replacement, and like many insurance companies, if you just take a pay out instead of replacing, you get only an appraised market value.

I know some people that have done lots of major upgrades and modifications to their trailers, get an appraisal done, set a value, and insure it for that amount.

The bottom line for anyone, is to insure that you do have adequate protection. I know we just reviewed our house policy a few years ago, and found that we were WAY under insured.
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Old 11-19-2015, 08:30 AM   #23
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MSRP on 1993 Scamp 16'

My impression is that you have to shop around to find an insurer who will write an agreed value policy on an older unit. Lyle, if you are okay with your current coverage from State Farm, fine, but if not, there are quite a few threads on the subject in the "Money Matters" section of the forum.
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Old 11-19-2015, 01:17 PM   #24
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NADA also gives you the price of the trailer new. Look on the las page where it shows average retail price
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