Turn of Events - Fiberglass RV


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Old 05-12-2011, 03:09 PM   #1
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Turn of Events

Well, due to unforseen circumstances it is with great sadness we have to cancel our Lil Snoozy.

Our daughter needs extensive orthodontic work involving extractions and braces. We just found out this is considered cosmetic and not covered by our DENTAL insurance. Her back molars dont even touch, 2 lower teeth are completely turned around and her 2 front canine teeth are up in her gumline. How on earth is this considered cosmetic???

Anyway, I am now searching for a solid 13 ft Egg, ready to go on a 5000 mile trip from FL to WY returning back to FL when school starts. I would prefer front bunks so we each have our own sleeping areas but if an Egg presented itself that only slept 3 my youngest could sleep with me and my oldest take the front sofa.

I dont need the Egg till the end of Jun or first part of July more than likely b/c my daughter has to have her dental work done before we leave. I'm hoping to have $4000 to spend but I wont know what the extractions/anesthesia will cost me until her appointment. I do know what the braces cost

I feel so bad for my daughter as she feels guilty and even said to cancel the braces/dental work. I told her her teeth are more important than a trailer and what kind of parent would I be if I put an RV ahead of her health. She still cried so I'm hoping if I can find a clean little Egg for our trip that will take some of the sting out. This would have been perfect! http://www.fiberglass-rv-4sale.com/f...stockbridge-mi

I have seen the Burro on ebay but it says it has leaks, the appliances dont work and it needs some TLC. I dont have the skills or funds to put into something right now. Not to mention it's a LOOOOOOOOOONG ways away. I figure I have about 6 weeks till I leave so if anybody is thinking of re-homing their beloved egg PM me. It will have lots of adventures and be loved dearly.

Thanks e'body.
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Old 05-12-2011, 03:30 PM   #2
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Melissa -- If the teeth are so poorly positioned that chewing is impaired, then it isn't cosmetic, nor even dental -- it is a medical issue. I know that some years ago, I had to have extensive adjustments made to my bite, and the ortho guy I was working with sent a letter of medical necessity to the medical insurance company, and they covered it. Check it out...
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Old 05-12-2011, 04:24 PM   #3
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Thank you Paul, I will!! Now that you mention that, the Ortho did say she has to have a bite plate made as well to correct the misalignment so maybe that would be enough ammo!

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Originally Posted by Paul E Henning View Post
Melissa -- If the teeth are so poorly positioned that chewing is impaired, then it isn't cosmetic, nor even dental -- it is a medical issue. I know that some years ago, I had to have extensive adjustments made to my bite, and the ortho guy I was working with sent a letter of medical necessity to the medical insurance company, and they covered it. Check it out...
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Old 05-12-2011, 04:31 PM   #4
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Bummer!
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Old 05-12-2011, 04:51 PM   #5
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You know.....with so many things being read in the paper about abuse of children, children being left in cars while parents drink and what not......it sure is refreshing to see this post by you Melissa! Your children are blessed.
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Old 05-12-2011, 07:15 PM   #6
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I'm with Lewis on this one. Trailers may be bought and trailers may be sold, but if you take care of teeth... they're (usually) yours forever. AND, good teeth often mean good health.

Good for you MOM in knowing your priorities!!
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Old 05-12-2011, 07:17 PM   #7
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If there is any way we can help out with advice let us know. I saw one guy here was a dentist just retired and there is another one on the escape forum. If you wanted to drop them a note about if there were any other alternatives on the table for you to advocate for your daughter to the insurance company. It might be worth a quick PM to them to ask. Thanks for keeping us posted. You never know what tricks of the trade are out there.
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Old 05-12-2011, 07:31 PM   #8
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Maybe you can get your MD to add his/her two cents too. I had eyelid surgery over Xmas vacation. Normally cosmetic, but the opthamologist took pix and wrote up a report. Insurance covered it.

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Old 05-12-2011, 07:35 PM   #9
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Thank you for the compliments and the suggestions to approach the Insurance Co. with. I'd have never thought about using her Pediatrician for sure. I think we're still in shock between finding out about our insurance and having to cancel our trailer order all in one day. It's starting to sink in now and hopefully I'll begin thinking clearly again soon.
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Old 05-12-2011, 07:46 PM   #10
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Melissa, I am so sorry to hear that you won't be able to get the Lil Snoozy, but 5 years down the line, you will be so glad that you made this choice.

We also are not going to be able to get the Lil Snoozy... or any new trailer. Finances just aren't panning out. So I'm planning to put a new floor in the Aliner and rebuild it when we get back from Florida in June.

Life happens.
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Old 05-12-2011, 07:48 PM   #11
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The insurance companies use that cosmetic thing all the time, another fine example of something you pay for and then when you need it they whip out the fine print clause.
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Old 05-12-2011, 07:54 PM   #12
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Quote:
Originally Posted by Paul E Henning View Post
Melissa -- If the teeth are so poorly positioned that chewing is impaired, then it isn't cosmetic, nor even dental -- it is a medical issue. I know that some years ago, I had to have extensive adjustments made to my bite, and the ortho guy I was working with sent a letter of medical necessity to the medical insurance company, and they covered it. Check it out...

Please check out the above ....my grandson has been doing the SAME thing as you descrbed for your daughter ...his is cover under medical..ecept for braces and they are covered by both because it was not elective work...reather required for his over all health and speach.

Good Luck

Happy Camping...Lynn
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Old 05-12-2011, 09:08 PM   #13
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Good for you. Family does indeed come first.
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Old 05-12-2011, 09:27 PM   #14
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Yep, they are right---you need to fight this! Insurance company is hoping you will lay down and accept it---but this is NOT cosmetic! What b.s.!
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