How much is your MFRV really worth????? - Page 2 - Fiberglass RV


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Old 03-23-2008, 10:28 AM   #15
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Once again, you need to insure the trailer for "actual value", and you can establish what the market value of your trailer is by watching and recording the sales of similarly restored trailers on eBay, our "for sale" section and other similar venues where fiberglass trailers are sold. Comps don't need to be specifically "Boler" or "Scamp" or your brand, just similar age, size, and similarly restored. Hopefully you kept all of your receipts for new "stuff", paint, tires, axles, cabinet doors, etc. and kept some records of the amount of time you spent on the restoration to show when you need to. Also make sure you've fully documented what the trailer looks like in photos so you have those to show it's pre-damage condition. You should do that every couple of years so the photos are recent and accurate.

It's going to take some time and research on your parts along with some dialogue with your insurance agent to establish the value of your trailer with your insurance agent's underwriter, but you can (and probably should) do it. I guarantee that any adjuster won't have a clue what your restored "CasBolScamTril" is worth otherwise.

Roger
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Old 03-23-2008, 01:51 PM   #16
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Dan, you've already gotten a reply from a Full Timer -- Me!

I spent six years in my Scamp 13' and three years before that in a Jayco 16', pulled by an '82 Dodge pickup. I started out presuming that at some point I might have to walk away from them both and life was easy. I would be self-replacing and not messing around from the middle of nowhere with an insurance company whose goal is make money, not spend it.

OTOH, I was in Florida at a canoe rental place. They had transported a guy's beautiful hand-made cedar strip canoe and wrecked it. Their insurance paid $3K for it and the owner was ecstatic because now he could make another! He liked building them more than paddling or admiring them.

If you are going to insure it, then do the homework Roger recommends, otherwise they will go with industry standard practice for boats and vehicles, which is the third-party blue book.
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Old 03-23-2008, 02:37 PM   #17
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I guess the way I look at this is it's a type of lifestyle, and it's the personal work that I can't replace. The work can be rebuilt on another vehicle [b]but it's not justifiable if there was a catastrophic event that would only pay out $1000.
I'm of two minds on this issue.

I recently suffered a total loss on my 2nd car that was hit (and run) while parked on the street in front of my house. While it was older, I had full coverage on it, and collected a fair settlement from my insurance company. But I cannot replace it for the amount of the settlement.

My Fiber Stream is worth about $1000 according to NADA. Like Pete, I accept that I cannot comprehensively insure it for what it would cost to replace. I feel that I will enjoy it for as long as it lasts, and leave it at that.
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Old 03-24-2008, 12:02 AM   #18
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Burros aren't even in NADA.

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Old 03-24-2008, 02:14 PM   #19
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I think NADA drops the brands if they haven't been made in ten years, and drops the models after ten years. I doubt Edsel is in the car book either. Don't know what they do about Canadian brands...

My vehicle insco recommends not carrying ins on vehicles over ten years old, except liability, of course, in part because the value is so low, but also I think because of the problem of valuation.

Even the wrecking yards crush theirs after ten years, esp in US. CA is smart and keeps the trucks longer because they are kept longer by owners.
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Old 03-24-2008, 02:47 PM   #20
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Pete, min is a 99, so it's under 10 years (Barely) and Freds is a 70s model that is in.. I think they stopped in 86 or close to that.

I couldn't see any pattern to what was in there
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Old 03-24-2008, 03:18 PM   #21
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Burros aren't even in NADA.
Gina, that just proves that your Burro has no value, and you were taken advantage of by the evil seller. Therefore, to rid yourself of this horrible millstone Burro that has no value, you should just give it to me for proper disposal (since I'm sure that fiberglass is undoubtedly considered hazardous waste in CA).

Roger

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Old 03-24-2008, 04:46 PM   #22
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Roger,

Don't forget to remove that solar panel she has hidden under the rock guard. You could sell that on eBay for something, before you dispose of the trailer....
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Old 03-24-2008, 05:04 PM   #23
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Why, I awta hav ya arrested...

wait...

Roger sold his... he is just kicking himself.
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Old 03-25-2008, 09:13 PM   #24
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I have replacement insurance on every thing. Cost a little more but worth it to me.
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Old 03-25-2008, 09:40 PM   #25
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I have replacement insurance on mine, it's now 7 years old. I think at some point I'll cut it back.

Everything in CA is hazardous waste. Pretty soon no incandesient light bulbs, a hazard to environment, but you can put them in your garbage can.
Guess what, the new bulbs they are hawking truly have something in them like neon bulbs do and will have to be handled as Hazardpuss waste. No more in the garbage can. Is this a case of bad to worse?? We Americans can be talked into just about anything, if you label it "green".

Yeap, I can see the junk yard fellows in their white outfits and masks munching little Fiberglass trailers, NOT. These little guys don't seem to die. They get reencarnated from all sorts of places. I bet someone out there still has the very first Scamp made and may not even know it. Possibly the first Boler that started it all as well.
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Old 03-25-2008, 10:38 PM   #26
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Well, we know the forerunners to the Bolers are mostly buried!!

Reportedly, the company made fiberglass septic tanks before Boler and aircraft interiors after...
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