I am reading this whole thing and a few things occur to me.
Most of the time when talking about surge or transient voltage I think we are referring to the input or 120VAC side of the converter.
Transients here could cause problems in the converter and as a result at the 12vdc output of the converter as well.
When there are voltage swings in the 12vdc side the
battery certainly acts to help filter or absorb these mostly and therefore helps provide protection on the 12vdc side of the converter.
I am guessing when the question was asked about the
battery helping to protect the system this is really what was being asked?
It is very common in 12vdc applications to use a large
battery to help provide filtering from a noisy power supply and the battery is very effective in that role.
I suspect that when there is a load on the 12vdc side (like when running the fridge) and the battery is being charged too(like from the T.V) that the output side of the converter is isolated anyway from the rest of the converter.
Diodes in the converter output would prevent current from flowing back and causing problems just as they always would when using other forms of battery charging when the converter is powered.
I can compare it directly to running a genset or
Solar charging.Each is charging the battery and not bothering the converter.
As for the fuses in the distribution panel,there are different ways they can be connected and for the life of me I understannd some of them like I understand the convention of using the Black wire as the Positive connection.......not at all.
In my new
Scamp I discovered that the battery is just connected to the whole trailer thru one of the fused output circuits of the converter.
This makes no sense to me at all and when I asked
Scamp to explain it to me,they could not. "It is just how we do it" thats all.
I figured this out when trying to determine which fuses controlled what loads and I could not disconnect one of the circuits even with the fuse out and discovered this is the one the battery is connected to.
This also tells me that the converter in this
Scamp can have no actual charging circuit at all but that it just charges depending on the load throughout the entire trailer and the status of the battery.
I am astounded by the lack of science involved here and I have to wonder how many of us have trailers wired this way and don't know?
Anyway there is much to consider here if we want to understand it but the bottem line I think is that these 12vdc systems are just as resilient as the condition of the battery lets them be.