This morning I was going through some old files and came across information on an accident I had in the year 2000. I was pulling a new 19' Bambi Airstream with a Dodge Durango and got sideswiped by a subcompact about 2 feet ahead of the rear end of the Bambi. This caused me to cross a full lane and paved shoulder and dig into the soft roadside in such a way as to roll the SUV and the RV almost two times. Both were totaled.
Now my message is not to watch out for subcompacts. Its to make sure that if you have an accident you have a camera (A throw-away with a flash is just fine) to record damage, skid-marks, and if possible the ID of the other car. I was able to show the insurance company 27 pictures of the immediate aftermath and I was able to refresh my own memory so that my description of the accident made sense.
Turns out that had I depended on the state patrol report or the story told by the lady who hit me, I'd have been in deep pucky. (The police report said the blame was 50%-50% and the other driver had NO insurance.)
I recycle the cameras every two years or so and have used one to help someone else who had an accident.
PS Both of my vehicles were less than a year old and total. My insurance company settled for 100% of the new prices.