Boler and Tow Vehicle Broadsided at the Hitch - Fiberglass RV
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Old 07-18-2016, 04:33 PM   #1
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
Posts: 25
Boler and Tow Vehicle Broadsided at the Hitch

Hello Boler and Fiberglass Fanatics,

Our new to us 1700 RG Boler was sadly broadsided by a young driver July 12. Boooo. No one was hurt, just our hearts - only one day following our maiden voyage!!! We are insured here in BC by ICBC (no freaking collision insurance, thank goodness we weren't at fault so I don't have to choke my husband - *joke*).

The other driver merged onto an avenue, cutting off one driver who braked hard to avoid rear ending her. Instead of just going on forward in the right lane that she was already in, she probably panicked and cut across to enter the left lane and collided with the right front corner of our Boler (somehow having missed seeing it and the Rav), lifting it and tipping it to 30+ Degrees over, continued on into the back passenger corner of our tow (Rav4) vehicle and came to rest there as the Boler returned onto its wheels and munched her F150 truck as it came back down against it.

I have swept these forums and the internet trying to assess the damage and the likelihood of it being written off vs repaired and well, there's not much out there, so I thought I'd post here,.... we don't know if we want a repaired Boler or a written off Boler with the hopes of finding another one,... it was in great original condition, but we hadn't sunk anything into it yet, thankfully, so not irreplaceable. At what point does one hope for a write off? What defines a write off? We paid $8500, a little on the high end, but still average.

Here's the low down:

There's a big chunk missing from the bottom at the initial point of impact, looks like a shark bite,... lol,... but not so funny,... the door was munched along the bottom and is bent, the bottom corner sticks out now and does not sit so well in the door frame, the inside door frame has shifted so the screen door doesn't close anymore (by 1/2 inch), the step below is crooked and the frame it's attached to is bent.

The midpoint seam has bulges above the point of impact and the seal was broken on the opposing front corner, 2 rivets were popped, and the aluminum rail that holds it all together has shifted from its place by the door frame and all around the front to the left side.

The beautiful original insulation has bubbled in the corner of impact, water has leaked in between it and the fiberglass, thanks to days of rain, the kitchen table bench has been shoved out of place by 1/2 inch at the floor on the wall side and is cracked in two places where it was screwed together and now even had a puddle of water in it. One of the screws is pushed completely out of place.

The force knocked the blinds off the wall, knocked a bag of 6 AA batts up and out of the jar they were in on a shelf above the window just below the ceiling. The shelf above the table has been cracked as well. all the cushions were sent flying and even the lid of the bench thrown out! I was quite surprised after closer inspection because at first glance, the damage did not appear significant.

The jack on the hitch has a plate where it's attached to the tongue, the plate is bent up 1/2", testament to the force and twist of the collision. And there is a lot more squeaking and groaning than there ever was before.

We would LOVE any tips regarding where to look for damage that might not be obvious and any words of advice from anyone having dealt with a front end collision repair to their Boler (probably extremely rare,.... I always seem to have rare circumstances, for the love of Pete,...).

We are awfully concerned we won't get back from insurance what we paid for it, anyone with any experience making a claim on their Boler? How was value determined? We just bought it in May!

Thanks in advance to all. I have photos, but I don't know how to post more than one photo at a time,... so I can try if necessary,....
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Old 07-18-2016, 05:20 PM   #2
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I'm glad no one was hurt, Birgit, but this is a sad event nevertheless.

Based on what I have read and seen with other claims of this kind, I think it will almost certainly be totaled. I would prepare to back up what you believe the trailer is worth with your purchase documentation, lots of pre-crash photographs, receipts for any upgrades (new tires?), and classified listings for similar units (the archives here and at fiberglass-rv-4sale.com should help with that). A member in Portland had his recently-purchased Bigfoot totaled when a motorhome went adrift and rammed it while it was parked in the owner's driveway. The good news is that he did receive a fair settlement that more than covered the purchase price.

At some point in the process, it might be possible to negotiate to buy the trailer back for its salvage value from the insurance company. But unless you can do a lot of the work yourself, it will probably be cost-prohibitive to repair. From your description, it sounds like there is frame work, fiberglass work, and interior work needed. All likely at different shops. The frame work may well require separating it from the shell.

To attach pictures, click on "Go Advanced" and click the paper clip icon. Choose up to four pictures and click upload. You may have to wait a while if they are large. When they pop up in the list of attachments, return to your post. Place your cursor in the post where you want the picture to appear, click the paper clip icon again, and choose the one you want. Repeat for the other pictures. You can now return to the attachments window and upload four more, etc.

Once you post some pictures, I'm sure others will have more specific thoughts about hidden damage and repair possibilities.

So sorry and wishing you the best in getting this settled.
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Old 07-18-2016, 07:09 PM   #3
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Name: Ian
Trailer: 1974 Boler 1300 - 2014 Escape 19'
Alberta
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Because it is fibreglass it is totally fixable, I have seen Lotus Elans (fibreglass) reduces to scrap and repaired to "as new" condition. The question is how much work and who is prepared to take it on. Unfortunately in cases like this the insurance company usually have the upper hand and control the decision. As mentioned start gathering information on prices and be prepared to fight for a minimum of what you paid for it.
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Old 07-18-2016, 07:24 PM   #4
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Name: Steve
Trailer: Scamp 13
California
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Did you have a recipt for your purchase price?
did you pay taxes based on your purchase price?
did you report the purchase price to your insurance company when you got insurance ?
do you have pictures of your trailer as purchased?
There was a bolar specialist in canada that has been on this site. Seek him for repair estimate so you have a solid basis to go after proper reimbursement. Be persistant and seek legal counsil if things start to turn against you. Remember if you have possesion of your trailer you are responcible to prevent further damage to your trailer so get the open holes sealed up and the trailer dried up.
I hope all goes well for you
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Old 07-19-2016, 09:53 AM   #5
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Name: Peter
Trailer: G30 Elite Class C
British Columbia
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17' Boler

Quote:
Originally Posted by BolerBee View Post
Hello Boler and Fiberglass Fanatics,

Our new to us 1700 RG Boler was sadly broadsided by a young driver July 12. Boooo. No one was hurt, just our hearts - only one day following our maiden voyage!!! We are insured here in BC by ICBC (no freaking collision insurance, thank goodness we weren't at fault so I don't have to choke my husband - *joke*).

The other driver merged onto an avenue, cutting off one driver who braked hard to avoid rear ending her. Instead of just going on forward in the right lane that she was already in, she probably panicked and cut across to enter the left lane and collided with the right front corner of our Boler (somehow having missed seeing it and the Rav), lifting it and tipping it to 30+ Degrees over, continued on into the back passenger corner of our tow (Rav4) vehicle and came to rest there as the Boler returned onto its wheels and munched her F150 truck as it came back down against it.

I have swept these forums and the internet trying to assess the damage and the likelihood of it being written off vs repaired and well, there's not much out there, so I thought I'd post here,.... we don't know if we want a repaired Boler or a written off Boler with the hopes of finding another one,... it was in great original condition, but we hadn't sunk anything into it yet, thankfully, so not irreplaceable. At what point does one hope for a write off? What defines a write off? We paid $8500, a little on the high end, but still average.

Here's the low down:

There's a big chunk missing from the bottom at the initial point of impact, looks like a shark bite,... lol,... but not so funny,... the door was munched along the bottom and is bent, the bottom corner sticks out now and does not sit so well in the door frame, the inside door frame has shifted so the screen door doesn't close anymore (by 1/2 inch), the step below is crooked and the frame it's attached to is bent.

The midpoint seam has bulges above the point of impact and the seal was broken on the opposing front corner, 2 rivets were popped, and the aluminum rail that holds it all together has shifted from its place by the door frame and all around the front to the left side.

The beautiful original insulation has bubbled in the corner of impact, water has leaked in between it and the fiberglass, thanks to days of rain, the kitchen table bench has been shoved out of place by 1/2 inch at the floor on the wall side and is cracked in two places where it was screwed together and now even had a puddle of water in it. One of the screws is pushed completely out of place.

The force knocked the blinds off the wall, knocked a bag of 6 AA batts up and out of the jar they were in on a shelf above the window just below the ceiling. The shelf above the table has been cracked as well. all the cushions were sent flying and even the lid of the bench thrown out! I was quite surprised after closer inspection because at first glance, the damage did not appear significant.

The jack on the hitch has a plate where it's attached to the tongue, the plate is bent up 1/2", testament to the force and twist of the collision. And there is a lot more squeaking and groaning than there ever was before.

We would LOVE any tips regarding where to look for damage that might not be obvious and any words of advice from anyone having dealt with a front end collision repair to their Boler (probably extremely rare,.... I always seem to have rare circumstances, for the love of Pete,...).

We are awfully concerned we won't get back from insurance what we paid for it, anyone with any experience making a claim on their Boler? How was value determined? We just bought it in May!

Thanks in advance to all. I have photos, but I don't know how to post more than one photo at a time,... so I can try if necessary,....
:I saw one in BC for sale yesterday for $7500, I emailed him telling him to also put his ad on FGRV Forum but should still be there, I have no idea of the conditon but must be alright if asking that kind of dollar, you would have to build a shower into but there is room for one if you make bathroom into shower with plastic walls to ceiling and install a fan in roof or side wall.
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Old 07-19-2016, 03:18 PM   #6
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
Posts: 25
Photos

Hello again, thank you for your responses. Our Boler is being assessed today. Nail biting,.... First photo is the shark bite. I can't quite load 4, I am only allowed one, but I'll post a couple more following this post. I also can't rotate it yet,.... Sorry for that.

We have the bill of sale, paid full provincial sales tax and claimed the full amount on the purchase, yessssssssss. We think it will get a good look over today, though the damage on the inside to the insulation and bench and to the exterior door and the step/frame where it's bent, he didn't think they would cover. Too minor, or????

Thanks again, so much, for your thoughts. Good to go on. It doesn't look bad at first glance, like I said, but close inspection shows squishing, the screen door shows how much it shifted.
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Old 07-19-2016, 03:30 PM   #7
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
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Seam bulge

Seam bulge pic.
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Old 07-19-2016, 03:32 PM   #8
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
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Kitty corner from impact cracks.

This is located on the opposite side rear side corner, behind the wheel. It's definitely new, though I can't imagine how.
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Old 07-19-2016, 03:35 PM   #9
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
Posts: 25
Screen door frame not fitting

Here's where the screen door doesn't fit anymore. I'll just show the top, though less clear. It's out 1/3" and gives a big gap at the bottom.

Thanks so, so much for your comments so far, this forum is a wealth of experience and knowledge! I appreciate your help, total rookies here!

I really apologize for the photos being sideways and posted one at a time,... I'll get better.
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Old 07-26-2016, 02:47 PM   #10
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Name: Daniel
Trailer: Surfside
Manitoba
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Last summer our Trillium 4500 was hit from behind on the highway. After jackknifing 4 times against our vehicle, it broke away and landed on its side in the ditch. It was totalled. We provided the insurance adjuster with a link to every sold Trillium of the same model that was on fiberglass-rv-4sale.com. To our pleasant surprise, it was valued at $4500, which was the median price of all the comparables. We were sure that the insurance would simply decide that there was no way a 1977 trailer could be valued above $3000.
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Old 07-26-2016, 03:02 PM   #11
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This makes me sad. I'm glad you weren't hurt and I hope you find the insurance company is reasonable. As far as I'm concerned you own a 2 month old trailer!


So, it's now been a number of days since you mentioned the trailer was going to be looked at. Any decision yet?
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Old 07-26-2016, 04:12 PM   #12
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
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nothing yet

Hello Donna, thanks for you comment and sympathy!
What a PAIN IN THE BUTT! No word yet.

When I pointed out the cosmetic damage, the insulation bubbling, the cracked bench, the screen door frame, the flange on the hitch, the shop guy didn't seem to think that the damage would be included in his estimate. This is the shop guy, not insurance!!! Does he think I'm being a scheister? There's one other shop in town, but then we have to pay for his estimate work,....He made is estimate including only the repair for the shark bite and the damage on the reverse corner,... when he sent his estimate to the insurance, they responded by saying an adjuster would have to come and look.

The shop has told me it could take as long as 5 WEEKS to settle this all. Insurance company (gov regulated here in BC, not private) has not called me back (I"ve left two phone calls and one email since Fri) to book me an appt with said adjustor, and to give me an idea of how long this is all going to take.

We have wanted a trailer for years,... too poor to buy one,... we finally took the plunge and BORROWED the money for it. Now it's sitting in a shop while we're paying interest on it while the insurance company takes their sweet freakin time! The IRONY. Ah well, learn and live, right?

Very poor service, to say the least, I wonder if BCAA (private) will do better, it's certainly worth looking into.

All I know thus far is that the shop has quoted insurance 3 days shop labour to repair the fiberglass at $125/hour and this estimate does not include the seam, insulation, cracked bench, hitch flange or the door frame! In fact, they want to unscrew the interior screen door frame AND MOVE IT OVER, to call it repaired, which my gut instinct says NO. I"m no pro, but that seems unacceptable to me,...

I haven't raised a fuss over any of this (yet) but we're awfully anxious and a little chapped over losing our summer Bolering plans,... but hopefully, this post will help someone along in the future have an idea of what they're dealing with if/when it happens.

We'll be happy if it's repaired and comes back to us and we'll be happy to find a new one,... maybe this is our ticket out of winter storage, which we hadn't sorted out just yet,.... lol, looking for that silver lining.
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Old 07-26-2016, 04:14 PM   #13
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Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
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good to hear, we just want our money back,..... cross your fingers for us and thanks to you for shining some light of hope out there for me. and wowza's, quite the accident, glad you are here to write about it today.
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Old 07-29-2016, 01:38 PM   #14
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
Posts: 25
UPDATE: FINALLY!

Hello again! I FINALLY had an update this morning on our Boler.

After urging the insurance company and explaining the impact, we are going to have the frame and hitch assembly inspected. That is really great, the shop we are working with told me they didn't think anything was wrong with it, but on my insistence, it's now being professionally inspected by frame specialists.

Excluding any potential damage to the frame and hitch assembly, the total to repair is sitting at $6000. We paid $8500, this brings the damage total to 70% the value of the trailer. I'm SO curious where the line is for write off vs repair, but I think it's safe to say, it's not a line, it's a grey area and we're sitting in it.

The more the damage total increases, the more hopeful I am of a write off, we'd love a second chance to buy, though we love the Boler we have and will love keeping it if that's what happens, we have done some learning and research since our purchase and we think we'll do better the second time. However, the WORST place to sit is in the grey zone of a write off - who wants a trailer that was almost written off? And re-sale value goes down too, if we're honest about having had an accident,....

So there's the update. When my hubs first pulled up after the accident, it looked like an simple repair, but on closer inspection , wow, the cost has sky rocketed. Steep learning curve with trailering FOR SURE.

OH! I have a question,... the shop is going to repair the midseam by peeling back the aluminum rail that holds it together, removing rivets and putting them back in and then using an adhesive to glue the two halves together before re-riveting the strip back on and then sealing it all. They've told me they're not going to remove the whole thing and reseal the whole thing because the seal is not broken all the way around and I replied that I have caulked a minor bath tub seal break and to do it correctly, all the old caulk is removed and completely new caulk is put from end to end. Caulk is caulk and works the same for a bathtub or a camper, in my mind. I think re sealing the thing all the way around is the ONLY way to go.

I'm not super impressed with the shop, to be honest, but there is only one in town up here and going to an alternate is not an option. So I'm using sweets and logic here, but trying to stay firm with what I want as well - am I unreasonable with the sealing?

I should also mention that our Boler paint was not in mint condition when we got it and it appears that someone (previous owner) had begun the process to repaint, having sanded it in spots and removed vinyl style stripes, etc. The shop is having difficulty coming up with a plan to match the paint from the repair to the old Boler colour and is asking us how we think they should do it. We don't know, we're not pro's, but we think it's reasonable to expect that IF it is repaired and painted, that it look after the accident, like it was never in an accident, or? This seems reasonable to me, but this might include the entire bottom half of the trailer being painted to bring it to that condition, which, understandably, the insurance company does not want to do. I say, that's not our problem, or?

Thanks all for your reads and comments and tips. Hopefully, this will draw to an end by the end of August and we can still enjoy some mild mosquito free sunshine in September.
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Old 07-29-2016, 03:50 PM   #15
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Name: Steve
Trailer: Scamp 13
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Most likely with the paint issue they will use a color gun to match the paint color as best they can. They will paint the repair and blend as best as they can. Old is old, new is new, they will never both look the same. It's up to you if you want to pay the difference to paint the rest of the bottom.

The insurance company is responsible to make you whole not better than whole so you're not likely to get the whole bottom painted on their dime.

After you get a firm cost of repair then approach the shop to paint the rest of the bottom to match. Personally I would pay the extra. And then paint it whatever color I wanted at that time. You will always have the memory of the accident but having to look at the bruise every time you walk near your trailer is more than what I would want. The other thing is, if you sell your trailer and disclose the accident, do you want to show them the bruised face or do you want to point out how wonderful the shop repaired it. A year after the extra money is spent you'll get over it and spend happy days exploring with your trailer.
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Old 07-29-2016, 04:00 PM   #16
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Name: Greg
Trailer: 2008 Casita 17' SD
Washington
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In addition to the rest of the substantial structural damage, if your frame is tweaked at all, even a little, then I'd be inclined to say that it will probably be totaled. Just my 2 cents. Straightening up the frame, inspecting and fixing any deformities, warped areas, bent areas, cracks and mis-alignments, including the axle and wheels, will probably put it out of the realm of being worth fixing.
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Old 07-29-2016, 04:42 PM   #17
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
Posts: 25
thanks

Thanks for your comments,

I agree. I like the idea of getting the whole bottom painted and paying the difference for it, I think we'll probably go that route if we get there.

We're just holding our breath, I guess to see where the insurance company wants to draw the line,...I'll update when it happens.
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Old 07-29-2016, 05:26 PM   #18
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Name: Daniel A.
Trailer: Bigfoot 17.0 1991 dlx
British Columbia
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First off all adjusters for RV claims work out of Kamloops, I made a claim and it took eight weeks before an adjuster was able to see it from the start of June till the end of July . I was told at the time that ICBC will argue everything surprisingly nothing was an issue even the shop was amazed.
Mine was the result of a break in 1600.00 in damage.

Rule of thumb for claims is 10--15% leeway for extra damage found when repairing after that its written off. Be prepared for them to argue the damage.

Next point I carry full insurance year round and just renewed for 180.00 dollars I don't see how I could go wrong and that was the reason I was covered for the break in it happened in Feb. two years ago.
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Old 05-23-2017, 03:47 PM   #19
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Name: Birgit
Trailer: 1976 Ventura Monarch towing with RAV4 V6 2008
British Columbia
Posts: 25
Update Overdue

Well, I might have to change my username now,... the Boler was written off.

We were offered a cheque for $8000, what we paid. We wished we had negotiated PST and a few other expenses,.... such a bummer, it was a beaut!

And it took SO long,... summer was long gone by the time the claim was settled. I HIGHLY recommend 'rental' coverage for if there's an accident so the whole season isn't wrecked.

Also, I should note, we had to pay TWO deductibles, one for the Boler and one for our Rav, even though we were 100% not at fault. The other driver did not respond to ICBC. WHAT??? Like that's our problem, but yeah, it is.

Lesson's learned,....

Thanks to all who responded. On to the Ventura now!
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Old 05-23-2017, 06:15 PM   #20
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didn't see this last year......

you're right about taxes !!!! It's highway robbery here in BC....it's 11% collected when the vehicle registration is transferred from one name to another....the industry (dealers) doesn't fight it as it's in their interest....makes buying from a dealer when a possible trade-in is involved look a bit more attractive (tax is calculated on new purchase price MINUS trade-in value)

a complete rip-off the government got away with after the HST debacle...that was eventually defeated...but ICBC kept the HST rate
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