How to insure a FGRV - Page 2 - Fiberglass RV

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Old 11-12-2013, 08:29 PM   #15
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Name: Jim
Trailer: 2009 Escape
Posts: 139
When I had the trailer I called my agent and told her what I paid for it. The rate was based on value. If you want, I'll DM you my agent's info.

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Old 11-12-2013, 11:06 PM   #16
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Name: Floyd
Trailer: 2004 13 ft Scamp Custom Deluxe
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Originally Posted by Carol H View Post
That may be the case but tell me what happens when its not attached to the vehicle and something happens?

What happens if your at a campground and its not attached to the car and the propane tank or battery decides to blow up and it hurts a fellow camper? or it goes rolling down a hill on its own (dont laugh such incidents have been reported here more than once) and hit someones car or someones house or ran over someones child, then what?

I also know if my home was to burn down and the trailer which is in my garage went with it that my home insurance will not cover the trailer as its has wheels and is considered a licensed vehicle. Have to buy separate insurance for the trailer.
Or what if it was picked up by a tornado and landed on a wicked witch?
Of course there may just be a reward (maybe ruby slippers..."but we have to verify it legally").
All that and no Corpus Delicti for evidence.
There may be a Strawman argument in there somewhere.

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Old 11-13-2013, 07:24 AM   #17
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Name: Sheryl
Trailer: Scamp Deluxe 16
Posts: 325
Our policy is with Foremost, who (in addition to other items) lists that they cover recreational vehicles / campers. The policy covers damage, towing, etc. Foremost Insurance Group - Offering Insurance for a Wide Variety of Special Items - Automobile, Mobile Home, Home, Motorcycle, Motor Home, boat, wave runner, jet ski, snowmobile

I'm sure they will write whatever you want into a policy. Check with them for details.
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Old 11-13-2013, 12:46 PM   #18
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Name: Dave W
Trailer: Trillium 4500 - 1977, 1978 (2), 1300 - 1977, 1973, and a 1972
Posts: 5,848
My insurance is redundant trailers. The trailer that I use is stuck in Ontario, but I have others that will take it's place.

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