Insurance - Fiberglass RV

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Old 02-09-2015, 12:26 PM   #1
Junior Member
Name: John
Trailer: Trillium
Posts: 1

Got some interesting answers from my ins. company (Grey Power). My Trillium is covered for liability automatically via auto ins. whenever hooked up to my truck - no additional charge. Trailer just needs to be listed on policy. I can get collision/ comprehensive as an add on with a cost. I can list trailer on my house insurance to be covered when stored on my property, also at an additional charge. In order to list on any policy, I need to give the original sale price of my Trillium 1300 from back in 1974. Anyone know what that would be?

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Old 02-09-2015, 01:29 PM   #2
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Bob Miller's Avatar
Name: Bob
Trailer: 1973 Hunter Compact II
Posts: 7,914
I am not familiar with Canadian Ins. laws and rules, but you might want to ask the insurance company what they based maximum collision payout value on.
Some policies state "Replacement Value" but have a hidden ceiling that is based on nonsensical values. Other companies will allow you to set the "Stated Value" and set the premiums accordingly. After an accident is usually to late to find out these little details.
Good luck on your 1st question, I would ask them WHY they need a 40 y.o. price.

For reference, the 1973 Hunter Compact-II was $2,495 USD, meaning the a Trillium would have been somewhat higher than that number.

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Old 02-09-2015, 03:50 PM   #3
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Larry Tenhage's Avatar
Name: Larry & Joyce
Trailer: 1974 Trillium 1300
Fergus Ontario
Posts: 115
My '74 Trillium 1300 was $2500 when new, give or take about $25. I found that out when I bought it from the original owner. We pay $25 per YEAR for insurance ( Collision, Comp & liability) through State Farm Ins. They wanted the price for replacement value. BUT, we have the replacement cost stated as $4000. We should probably increase that a bit!
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