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09-21-2016, 07:53 AM
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#1
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Member
Name: Bonnie
Trailer: Boler
Indiana
Posts: 34
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Insurance for Camper
Hi All! We are trying to get insurance on our 1974 Boler. We carry Auto/Home with StateFarm, but they will not cover the camper. They say they don't offer RV insurance. Any Advise is Much Appreciated!!!!
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09-21-2016, 08:28 AM
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#2
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Senior Member
Name: Kenny
Trailer: 16' Standard
Ohio
Posts: 116
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State Farm
I live in Ohio and have State Farm for my home, car and Scamp.
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09-21-2016, 08:33 AM
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#3
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Senior Member
Name: Greg
Trailer: 2016 Escape 19
Tennessee
Posts: 264
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I've been doing a lot of shopping around, because we want a replacement policy for our's, and our current insurance company does not offer it. I think we are going to end up going with Progressive, for our camper only.
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09-21-2016, 08:34 AM
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#4
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Member
Name: Bonnie
Trailer: Boler
Indiana
Posts: 34
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I called my State Farm Rep..Pete, he told me they don't offer it...WOW..time for me to find a new agent.
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09-21-2016, 08:44 AM
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#5
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Senior Member
Name: Jon
Trailer: 2008 Scamp 13 S1
Arizona
Posts: 11,962
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It sometimes depends on the state. Insurance companies do not always offer the same products in every location. Insurance laws are set by states. Claims rates also vary from place to place. Companies may decide, based on the local rules and loss history, that they don't want to play.
It wouldn't hurt to get a second opinion, though.
I have State Farm RV insurance in AZ.
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09-21-2016, 08:58 AM
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#6
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Senior Member
Trailer: Trails West Campster 1970
Posts: 3,366
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Quote:
Originally Posted by Jon in AZ
It may depend on the state. Insurance companies do not always offer the same products in every location. Insurance laws are set by states. Claims rates also vary from place to place. Companies may decide, based on the local rules and loss history, that they don't want to play.
It wouldn't hurt to get a second opinion, though.
I have State Farm RV insurance in AZ.
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What Jon said (I was just going to say it!) Worth asking another State Farm agent or asking yours to call and check. I have State Farm RV in Washington (and also did in California.)
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09-21-2016, 08:59 AM
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#7
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Senior Member
Trailer: 13 ft Scamp
Posts: 1,773
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I use farmers ins
So far so good
Very reasonable
Sent from my iPhone using Fiberglass RV
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09-21-2016, 09:25 AM
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#8
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Member
Name: Marcia
Trailer: '00 Burro 17' WB
Seattle, WA
Posts: 70
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We have Allstate and have full replacement value coverage on our Burro as part of our auto policy, costs a little over $100/year.
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09-21-2016, 09:36 AM
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#9
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Senior Member
Name: Doug
Trailer: Escape
California
Posts: 216
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In CA we have Geico for auto & RV. They advertise here they insure all types of toys.
Sent from my SM-N900T using Fiberglass RV mobile app
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09-21-2016, 09:47 AM
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#10
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Senior Member
Trailer: Scamp 16 ft Side Dinette
Posts: 1,279
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Quote:
Originally Posted by MrsCleva
Hi All! We are trying to get insurance on our 1974 Boler. We carry Auto/Home with StateFarm, but they will not cover the camper. They say they don't offer RV insurance. Any Advise is Much Appreciated!!!!
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We have West Bend insurance through our local agent. Home/Auto/Camper.
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09-21-2016, 09:58 AM
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#11
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Senior Member
Trailer: 2002 19 ft Scamp 19 ft 5th Wheel
Posts: 3,640
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Good Sam club.
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09-21-2016, 10:11 AM
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#12
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Senior Member
Name: Lee
Trailer: Casita
Texas
Posts: 493
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If your over 50 you might check with The Hartford thru AARP.
__________________
Lee
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09-21-2016, 10:14 AM
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#13
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Senior Member
Name: bob
Trailer: 1996 Casita 17 Spirit Deluxe; 1946 Modernistic teardrop
New York
Posts: 5,416
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Quote:
Originally Posted by Darwin Maring
Good Sam club.
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Could you give more detail on what you have Darwin, with Good Sam, and how you got it. Everything I get from them, in the fine print, says the camper must be less than 8 years old.
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09-21-2016, 03:01 PM
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#14
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Member
Name: Tom and Stephanie
Trailer: Casita 17' Freedom Deluxe
Wisconsin
Posts: 75
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I insured with State Farm in Wisconsin in March 2016 after purchasing a new Casita. They had some difficulty figuring out what to charge but somehow worked it out.
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09-21-2016, 03:09 PM
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#15
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Junior Member
Name: Pat
Trailer: Current shopper
Florida
Posts: 5
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Casita Insurance
We have GEICO for the Casita in the state of Florida
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09-21-2016, 03:21 PM
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#16
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Senior Member
Name: M
Trailer: Formerly Scamp
Oregon
Posts: 296
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Shop around and compare
I always shop/compare auto insurance yearly. Found my best coverage was through GEICO and AARP/Hartford, for auto/RV...in Oregon.
Insurance carriers and what they cover varies state by state. Changing agents won't change the coverage.
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09-21-2016, 04:32 PM
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#17
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Senior Member
Name: Kathleen (Kai: ai as in wait)
Trailer: Amerigo FG-16 1973 "Peanut"
Greater Seattle Metropolitan Area, Washington
Posts: 2,566
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We have RV insurance on Peanut here in Washington; we have MetLife through the Secord Agency in Seattle. No problem, and not expensive. Before it was rehabbed we paid only about $4 a month. It's more now; they went by all the money we'd put into it for a base cost and replacement value.
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09-21-2016, 04:50 PM
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#18
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Junior Member
Name: judy
Trailer: Escape 21 ft
Michigan
Posts: 15
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my sister has been camping in her fifth wheel for yrs and she told me to get Good Sams insurance cause they will come out to change a tire and they will arrange for someone to get you home if your hurt and can't drive. that sounds like a good thing.
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09-21-2016, 06:15 PM
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#19
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Senior Member
Name: Herman & Ann
Trailer: Casita SD
Pensacola Florida
Posts: 133
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We have State Farm on our Boat ,Car,Truck,Motorhome and our Scamp5er of course they were way to expensive for my motorcycle and house had to go with Allstate on them.
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