Insureance - Fiberglass RV


Reply
 
Thread Tools Search this Thread Display Modes
 
Old 03-26-2015, 02:53 PM   #1
Member
 
Lee Mansfield's Avatar
 
Name: Lee
Trailer: Scamp
Georgia
Posts: 38
Registry
Insureance

Hi We finally finished restoring our 1984 Scamp 13 ft trailer and thought we will call around for insurance. The company we have our car with won't insure it because it is over 15 yrs old. Progressive wanted almost $400. So next we called Good Sam and before they can even tell you if they will insure it or give you a quote they have to run a credit check but did say around $300. All this with a deductible of $1000. We pd $3500 for it and have another $2000 in it between inside and out. They can't even give you a price what it would be insured for just the fair value.

Is there any one out there that has found a way to insure this camper with out paying an arm and a leg. Thanks Lee
__________________

__________________
Lee Mansfield is offline   Reply With Quote
Old 03-26-2015, 03:53 PM   #2
Senior Member
 
papa-t's Avatar
 
Name: Ted
Trailer: (Dark side)Crossroads Now
Glade Valley, North Carolina
Posts: 969
Lee. check out my post that I stated on Insurance. It explains everything. You will have to do some homework. but it's worth it in the end. Scamp Insurance Help
__________________

__________________
“I have tried to live my life so that my family would love me and my friends would respect me. The others can do whatever the Hell they please!” —John Wayne
papa-t is offline   Reply With Quote
Old 03-26-2015, 04:09 PM   #3
Senior Member
 
David Tilston's Avatar
 
Name: Dave W
Trailer: Trillium 4500 - 1977, 1978 (2), 1300 - 1977, 1973, and a 1972
Alberta
Posts: 5,314
Registry
In Alberta, which doesn't help you at all, the trailer is insured by my home insurance when it is parked at the house, and by my car insurance when I tow it.
It is registered only once for $105. This is a one time fee.
__________________
David Tilston is online now   Reply With Quote
Old 03-26-2015, 04:13 PM   #4
Member
 
Lee Mansfield's Avatar
 
Name: Lee
Trailer: Scamp
Georgia
Posts: 38
Registry
It is the same here in GA except we are looking for collision. Thanks Lee
__________________
Lee Mansfield is offline   Reply With Quote
Old 03-26-2015, 04:15 PM   #5
Senior Member
 
Roger C H's Avatar
 
Name: Roger
Trailer: 2009 Trillium 1300 "Homelet"/2014 Subaru Outback "Rosie"
Washington
Posts: 2,172
Registry
Talking Insurance

At that rate, I would think that liability only would be the way to go. After all, your $3500 trailer could run into a $250,000 Lamborghini!
__________________
A charter member of the Buffalo Plaid Brigade!

Whether you think you can or think you can't, you're right.
Roger C H is offline   Reply With Quote
Old 03-26-2015, 04:18 PM   #6
Member
 
Lee Mansfield's Avatar
 
Name: Lee
Trailer: Scamp
Georgia
Posts: 38
Registry
Yes we agree and hope everyone is driving extra safe with their trailers. Lee
__________________
Lee Mansfield is offline   Reply With Quote
Old 03-26-2015, 04:37 PM   #7
Senior Member
 
Bob Miller's Avatar
 
Name: Bob
Trailer: 1973 Hunter Compact II
California
Posts: 7,912
I have used Allstate for over 40 years and they cover my 1973 Hunter without question with a stated value of "Up to $10,000" in case of loss.
I requested that value limit and pay a slight additional premium and I would have to prove replacement value in the event of a loss.
But trying to get a stand-alone liability & collision policy on an older trailer will be pricy.
__________________
Bob Miller is offline   Reply With Quote
Old 03-26-2015, 05:21 PM   #8
Senior Member
 
Carol H's Avatar
 
Name: Carol
Trailer: 22' Airstream Formerly 16' Scamp
British Columbia
Posts: 11,731
Registry
Quote:
Originally Posted by David Tilston View Post
In Alberta, which doesn't help you at all, the trailer is insured by my home insurance when it is parked at the house, and by my car insurance when I tow it.
It is registered only once for $105. This is a one time fee.
Opposite true in BC (which also doesnt help the OP) Trailer must have its own plates and insurance when towed & homeowners insurance will not cover it when parked at home - needs its own insurance for that.
Carol H is offline   Reply With Quote
Old 03-26-2015, 05:44 PM   #9
Member
 
Lee Mansfield's Avatar
 
Name: Lee
Trailer: Scamp
Georgia
Posts: 38
Registry
Thanks every one

I will call our H.O. insurance company tomorrow and see what they can do for us. We have not even had a ticket in 40 years or an accident so maybe they can help us.
Attached Thumbnails
DSCN2147.JPG  
__________________
Lee Mansfield is offline   Reply With Quote
Old 03-26-2015, 05:46 PM   #10
Member
 
Lee Mansfield's Avatar
 
Name: Lee
Trailer: Scamp
Georgia
Posts: 38
Registry
a new quest.

Can anyone tell me how to change the picture that is under my name. I just can't find out how to do it. Thanks again Lee
__________________
Lee Mansfield is offline   Reply With Quote
Old 03-26-2015, 05:50 PM   #11
Senior Member
 
David Tilston's Avatar
 
Name: Dave W
Trailer: Trillium 4500 - 1977, 1978 (2), 1300 - 1977, 1973, and a 1972
Alberta
Posts: 5,314
Registry
In the blue bar just above the top banner ad is "User CP". That is your control panel. There is an option to "edit profile picture".
__________________

__________________
David Tilston is online now   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Upcoming Events
No events scheduled in
the next 465 days.
» Virginia Campgrounds

Reviews provided by


Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -6. The time now is 11:40 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.