fulltiming budgets - Fiberglass RV


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Old 01-22-2008, 05:25 PM   #1
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Hi all, I'm currently a full time teacher with plans to be a full time Scamper. I can make $600 per month tutoring on line or even substitute teaching (if I was desperate). There are other money making options as well, but that isn't really the intent of this post. Could I realistically live on $600? I have no debts or need for health insurance.

What does it take you fulltimers to live on per month? What are your major expenses? What unknown expenses seem to crop up every month?

Thanks,

Al
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Old 01-22-2008, 05:33 PM   #2
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Like other parts of life, it depends more on your needs and what you are willing to tolerate. For example, if you are willing to wander from WalMart to WalMart, your CG $ will be zero, but your fuel will be high. Conversely, if you insist on five-star RV parks with full hookups, your CG $ will be high.

The right schools might find you a place to camp and double as night watchman. If you are going to tutor on line, you will need internet access and perhaps a cell phone.

Camp hosting will save a bunch, but you will be tied down and most places only have seasonal stuf.

I met a guy fulltiming on a bicycle in Nevada, camping in the desert. Fuel and camp fees were zero.
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Old 01-22-2008, 06:51 PM   #3
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Like other parts of life, it depends more on your needs and what you are willing to tolerate. For example, if you are willing to wander from WalMart to WalMart, your CG $ will be zero, but your fuel will be high. Conversely, if you insist on five-star RV parks with full hookups, your CG $ will be high.

The right schools might find you a place to camp and double as night watchman. If you are going to tutor on line, you will need internet access and perhaps a cell phone.

Camp hosting will save a bunch, but you will be tied down and most places only have seasonal stuf.

I met a guy fulltiming on a bicycle in Nevada, camping in the desert. Fuel and camp fees were zero.

Of course you are correct on all counts. I guess I'm looking to hear what others experiences are in full timing. Especially your experiences since we are both minimalists and I'll be using the same sort of trailer.

I'll probably split my time between boondocking in National Forests during the summer and living in parks the rest of the year. I'd like to stay between New Mexico, Texas, Louisiana, most of the year, staying at each park for one month to save on fuel and take advantage of low monthly rates. The first year I plan to take a much needed break, do some writing, and examine what life is all about. Don't plan on working the initial year (maybe volunteering or canoe guiding for fun)
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Old 01-22-2008, 06:54 PM   #4
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Just thinking out loud.

It seems like $600 per month would be very tight. As a point of reference here are some numbers.
<blockquote>Monthly fees for an RV park at $11/day = $330
Food at $13.50 per day (my costs - breakfast, lunch, dinner) = $405
Mileage at 12,000 per year = 1,000 per month @ $.50 per mile (gas, oil, insurance, etc.) = $500
That is $1,235 and does not include Clothes, computer, toll-roads, oil changes, etc. etc.
</blockquote>
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Old 01-22-2008, 08:12 PM   #5
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Just thinking out loud.

It seems like $600 per month would be very tight. As a point of reference here are some numbers.
<blockquote>Monthly fees for an RV park at $11/day = $330
Food at $13.50 per day (my costs - breakfast, lunch, dinner) = $405
Mileage at 12,000 per year = 1,000 per month @ $.50 per mile (gas, oil, insurance, etc.) = $500
That is $1,235 and does not include Clothes, computer, toll-roads, oil changes, etc. etc.
Thanks Mike, $600 does seem low. Of course I'd cut the food and mileage in half easily, but the ect's can pile up. </blockquote>
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Old 01-22-2008, 09:01 PM   #6
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What does it take you fulltimers to live on per month? What are your major expenses? What unknown expenses seem to crop up every month?
I remembered an earlier discussion... that had links that led to links... that I followed and did quite a bit of reading. I will save a lot of intermediate searching; this talks some about budgeting and trying to live really cheaply:

Cheap RV Living
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Old 01-22-2008, 09:27 PM   #7
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Consider Medical Insurance
Medicare permiums run about $400 per month (part B hospital, F supplemental, D persciptions) plus additional that is NOT paid for by Medicare or the co-pay.
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Old 01-22-2008, 09:37 PM   #8
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I'm currently a full time teacher...
I have no debts or need for health insurance.
Do you have something else that fills that need?
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Old 01-22-2008, 09:45 PM   #9
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or need for health insurance.


Thanks,

Al
Health insurance is invaluable. You can get sick or be in a accident real fast.
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Old 01-22-2008, 10:11 PM   #10
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I remembered an earlier discussion... that had links that led to links... that I followed and did quite a bit of reading. I will save a lot of intermediate searching; this talks some about budgeting and trying to live really cheaply:

Cheap RV Living
Yeah, That is an excellent site. This guy knows how to live cheaply. Unlike him, I might not boondock fulltime, but who knows?

Appreciate the link, it's good to know the experiences of others in order to tie them into my own plan.

As far as medical insurance goes? I've had it for years, never helped me at all if fact: Doctors charged me more per visit then If I claimed no insurance. It is a scam.

But if stuff really hits the fan I'd wish I had it... I'm willing to take that chance...
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Old 01-23-2008, 01:01 AM   #11
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Medical insurance isn't for piddling stuf like doctor visits; it's for big stuf like cancer -- A tumor on my tongue wound up costing more than $45K, with the surgery and radiation... I'm waaay ahead of my historical insurance costs.

Dunno how old you are, but if you are 62 or have disabilities, you may qualify for one of the Federal passes that will generally get you a 50% discount at Natl Park/Forest campgrounds. BTW, many of the campgrounds and the forests have stay limits, so that's got to be researched.
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Old 01-23-2008, 05:07 AM   #12
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Medical insurance isn't for piddling stuf like doctor visits; it's for big stuf like cancer -- A tumor on my tongue wound up costing more than $45K, with the surgery and radiation... I'm waaay ahead of my historical insurance costs.

Dunno how old you are, but if you are 62 or have disabilities, you may qualify for one of the Federal passes that will generally get you a 50% discount at Natl Park/Forest campgrounds. BTW, many of the campgrounds and the forests have stay limits, so that's got to be researched.

Maybe I can get some less expensive catastrophic insurance plan for the big things.

No not old enough to qualify for the discount. The National Forest up here in Utah charge nothing for boondocking but limit you to 14 days stay limits. Most boondockers drive 10 miles up the road then camp for another 14 days. BLM land is even more generous.
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Old 01-23-2008, 06:31 PM   #13
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It varies from place to place - Here's a sign from San Juan NF:


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in CO.

Note that those are AIR miles, not road miles, so it is difficult to find another place in the SJNF. Similar restrictions are also found in the other nearby NF and BLM, however, with planning and avoiding weekend movement, it is possible to move between the three without problem.

I noticed that Colorado was particularly restrictive compared to some places, so there is likely some state influence going on. For example, the Natl Rec Area at Lake Meade NV allows 60 or 90 days in one year in the entire rec area, (but the year starts when you leave, so you can't spend the same three months every year...
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Old 01-23-2008, 07:11 PM   #14
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I believe that all restrictions of this kind are National Forest Federal Regulations. Many NFS regulations are written in such a manner that the individual Forest Supervisor can invoke the regulations or not as he/she sees fit. These are part of the same regulations that allow for National Forest closure when there's a fire. Most of these types of regulations are not invoked unless there's a perceived need.
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