Cannot Insure My Classic Car to Tow ! - Fiberglass RV


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Old 03-15-2013, 09:31 PM   #1
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Name: Tony
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Cannot Insure My Classic Car to Tow !

Greetings all, Still no luck finding someone to insure my classic car and allow me to tow the Trillium with it. Plenty of companies that will insure the car as a classic and also insure the camper for replacement value but soon as I connect them car is void of coverage. Have a couple more brokers to try and if I strike out there I may have to drop the whole idea of the retro ride with the camper.

Tony
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Old 03-15-2013, 09:44 PM   #2
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Bummer Tony. Have you tried Hagerty? I'm not sure they're available north of the US border. I have my 1952 MGTD insured through them, but I don't tow my trailer with the MG either! There has to be someone, towing eggs with a classic tow is done lots of times! What did Doug Mager say? Or maybe check with J.J. McColm out of Alberta. I KNOW he tows a classic Boler!
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Old 03-15-2013, 09:45 PM   #3
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Did you try the specialty insurers like J C Taylor, Heacock, or Hagerty. My 62 Ford is insured with State Farm, but only for liability, and I didn't tell them it was being used in a movie. We use a restored 76 pickup to pull our 46 teardrop, but again it has only liability insurance on it.
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Old 03-15-2013, 10:17 PM   #4
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Tony, something doesnt seem right. We have a large number of folks towing with classics with collector plates on them that attend our meets here in BC. I do know that in BC the trailer has to have its own plates and insurance (including full liability coverage). There is also a really big classic and hot rod show down in Washington each summer and a great many of the cars that attend that arrive with small trailers behind them, many of them fiberglass.
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Old 03-16-2013, 09:24 PM   #5
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insurance problems

Thanks for all the info folks, really appreciate everyone trying to help out. I have had replies from members out west and it looks like insurance options change from province to province. I have a few more leads to check out. I used the car last summer on a few trips thinking that if something happened I would not be able to claim if there was damage to the car. I have since found out that with classic car insurance you may not even be covered for liability when not abiding by the classic insurance restrictions. Thanks again and I will let you all know how this turns out.

Tony
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Old 03-16-2013, 09:36 PM   #6
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Tony, have you checked with classic car clubs in your area. I'm betting some of them tow classic fiberglass or teardrops...

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Old 03-16-2013, 09:55 PM   #7
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Trailer: 1972 boler American and 1979 Trillium 4500
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Tony there are a few in Ontario that have classic cars that tow trailers. 3 of them show up at the Niagara Meet annually. I'll send Alf S. a PM to look at the thread, he might have the contact info for all 3 since he organizes the meet.
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Old 03-16-2013, 09:59 PM   #8
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Hi Tony
We are here in N S and have wonderful service from an insurance company in New Brunswick.
They insure classic cars and give great rates on old trailers.
Whether they insure as far as Ontario, and the combo, I don't know.
Maybe worth a call or email.

RV Insurance - Classic Car Insurance in Atlantic Canada

Good luck
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Old 03-16-2013, 10:13 PM   #9
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You might want to PM a Moderator and have them change the heading on this thread to something like Not Able to Insure A Classic Car to Tow or something like that and you might get a few of the car guys attention.
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Old 03-16-2013, 10:14 PM   #10
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PM sent with a few members to ask. I've also asked a few to respond here.
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Old 03-17-2013, 12:22 AM   #11
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Quote:
Originally Posted by T-bird Tony View Post
Greetings all, Still no luck finding someone to insure my classic car and allow me to tow the Trillium with it. Plenty of companies that will insure the car as a classic and also insure the camper for replacement value but soon as I connect them car is void of coverage. Have a couple more brokers to try and if I strike out there I may have to drop the whole idea of the retro ride with the camper.

Tony
Hi: T-bird Tony... You could search the members list for Don N or Mrshobo as they have multiple vintage tugs each. I'd love to have one...but so far all I can do is wait till my present truck turns 25!!!
Maybe you could make it down to Niagara Wine Escape Sept 13-15th. Riverside Motel and Campground and camp with us.
Alf S. North shore of Lake Erie
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Old 03-17-2013, 10:00 AM   #12
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Trailer: Boler
Ontario
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Insurance

We do not use classic car insurance. We use our regular insurer but have a 19A endorsement which is insurance for appraised value. It is not nearly as restrictive for use. It is more expensive but unlike classic car insurance you can remove collision for the off season which brings the cost in line. Not all companies will do this and I think you have to have your regular car insurance with them as well.
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Old 03-17-2013, 10:27 AM   #13
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classic car insurance

Thanks again everyone the response has been great. I will follow up on all the information provided and post how this turns out. Hope to attend the Niagara Wine escape this fall and meet a few members.

Tony
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Old 03-17-2013, 04:51 PM   #14
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Trailer: Boler (B1700RGH) 1979
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Originally Posted by T-bird Tony View Post
... it looks like insurance options change from province to province.
Absolutely true. Insurers are licensed by province, and it is common for them to offer different coverage - including none at all - in different provinces.
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