We purchased all of our RVs used, all but one on Craig's List. We bought our 1991 Scamp
last year in FL. Since we've been on the road (2 months) we've given 31 tours. Virtually everyone thought it was a new rig, even 2 Casita
owners at Myrtle who had rig's 10 years newer than ours.
They do standup very well.
As to hitch loading, we have only one propane
tank. I've considered going to a fiberglass propane
tank because it allows one to see the Propane
Level and is lighter.
As well we keep the water tank half full at all times. This reduces the hitch weight as well. We don't keep water there to reduce the hitch weight, but rather for emergencies. If we know we're going into a boon dock situation we usually fill the water tank.
We try not to go far with anything in the gray or black tanks, dumping at the first opportunity after boondocking
We do not have a roof top AC unit because I believe they are out of proportion in appearance and probably capability plus I don't like high weight. We don't have an awning
because over the years we find we rarely use them and simply have seen too many problems with them when people are off exploring. For they were more useful when weekend camp-ing where there's a tendency to be around the rig all weekend.
The bed is a very individual matter. We have always had a queen bed at home and in our motorhome. We thought we'd have to learn to roll over at night simultaneously in a small trailer in the queen, it's just too big. The small bed turned out to not be a problem for us. Now the problem is when we go home and sleep in the queen, some nights I feel like I slept alone.
Part of it maybe that we're more active when we're traveling and that encourages sleep. If you haven't tried sleeping in a small space you can block off part of your bed at home and get a few laughs.
I'm wishing you well on your adventure.
As to the insurance company, we have Liberty Mutual. They insure our trailer and tow vehicle, our only vehicle. Our tow vehicle was hit once while towing, the insurance company did not blink.
Our tow vehicle is in it's 8th year and has around 160,000 miles on it, about 20,000 a year. I'm sure that the company likes the fact that we're low mileage drivers and actually are typically driving in low traffic areas at low traffic times, no cities and no driving to work.
I suspect that long term RVers are a careful bunch because in some sense they're often out there alone, actually a great feeling.
I will say there's a mind set to RV packing that is different than at least my previous life, one that actually is easier and less hassle once one gets used to it.
Sometimes I think there's too much trepidation in some comments. I never RVed until we retired at 58. In reality it's a fun and exciting life. We've spent well over 2000 nights on the road in the last 11 years, no make that 11 of the best years of our lives......
Wishing you well......