Early retirement and medical insurance - Page 5 - Fiberglass RV

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Old 09-09-2016, 10:55 AM   #57
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Name: Mark
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You are exactly right, Denece. The last time the single payer legislation was brought up in Congress, only 20% of Congressman supported it. Why?? In the words of Deep Throat, "Follow the money".

Bernie Sanders suggested that the single payer system would work along with a universal flat tax of 38% in US. Anyone I have talk to would have no problem with paying 38% if it included health care.

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Old 09-09-2016, 11:05 AM   #58
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Name: Ellpea
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Flat tax is an excellent way to go. Get rid of the IRS and the tax code completely.

My major concern is the concept of the government running our health care. Face it. Government doesn't do anything well, and they wouldn't make this better either. Anything they get their hands into winds up costing 88% more than it should (as in Welfare).

So we would likely be in the same place, only with fewer choices.

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Old 09-09-2016, 11:27 AM   #59
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Name: Lynn
Trailer: 2013 Casita Spirit Deluxe 17, purchased from original owners May, 2016
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This is far too complex a subject for a forum on trailering. But the principles are simple enough:

- Health insurance and medical care are not the same thing. The idea of an insurance plan covering routine and minor medical treatment is like having your homeowner's insurance pay for repairing a leaky faucet.

- Anything a third party pays for (whether government or a private company) will require a multiplicity of rules and regulations, and an army of managers and clerks to administer them. Medicare some years ago was said to have 40,000 pages of regulations, probably double that now. Imagine a 'Medicare for all'!

- Health care, like auto (and trailer!) repair, or home repair, is a service, and like any other service, is best managed between provider and consumer, in the free market. Free-market competition keeps prices low and allows consumers to shop for quality.

- There is no necessary connection between employment and medical insurance. It was an accident of history (a way of getting around wage-and-price controls during WWII). You don't expect your employer to pay for your home, life, and auto insurance.

- The best way to encourage free-market (as opposed to third-party) medical care and insurance in the 21st century is to use tax-free Health Savings Accounts, which can be used for all routine health care and also to pay for catastrophic medical insurance, which will become inexpensive.

/Mr Lynn


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