Financing a tow vehicle AND a TT - Page 2 - Fiberglass RV


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Old 01-26-2015, 12:23 PM   #15
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Name: Borden and Carole
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Retirement travel plan

We will be retired in a couple of years; talk is of going place to place with the boler and stay a while then move on.
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1978 Ontario made Boler
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Old 01-28-2015, 10:22 PM   #16
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Trailer: Escape 5.0 TA, 2014
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I think it's about "life expectations." Beans and weiners provide as much protein as a New York Strip. Will your stomach even know what you ate yesterday or is the experience (memories) you make what's important? Only you can decide that for yourself. I've made my decision.. what's yours?
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Old 02-24-2015, 10:49 PM   #17
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Dear Soul,
It is possible to do both at once!

1. Beg a place to "couch surf" even if it's on a friends floor for free. Get rid of all possible expenses.

Dreams come true. Without that possibility, nature would not incite us to have them.

John Updike
US author (1932 - )

2. Purchase a new unit (casita') for example.

3. Then buy the used tow vehicle.

4. The thing they look most at is income to expense ratio.

5. Play your cards right, say your prayers and it can happen.

Best wishes towards wanting to live a frugal and affordable life.

From a guy who could no longer afford a rental house in a college town. Gave away all but the most important stuff in my life (saved the library and wood shop) to rejoin me in better times and places.

Ranger


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Old 02-25-2015, 06:04 AM   #18
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A couple of flaws in your plan. First off, the financial institution will want some collateral, such as your home or it's furnishings to grant he loan. Sleeping on a friends floor would not meet their criteria. Second is having a fixed address for a period of time, again an issue. The banks do not like to foreclose and seize property as they end up losing also. Also you might want to make sure your unit is self contained, bath and kitchen if you want any tax deductions.
I'd suggest you stay where you are, make your purchase using existing circumstances, and then consider making changes. As always this advice is worth what you pay for it- $0
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Old 02-25-2015, 07:23 AM   #19
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Originally Posted by cpaharley2008 View Post
A couple of flaws in your plan. First off, the financial institution will want some collateral, such as your home or it's furnishings to grant he loan. Sleeping on a friends floor would not meet their criteria. Second is having a fixed address for a period of time, again an issue. The banks do not like to foreclose and seize property as they end up losing also. Also you might want to make sure your unit is self contained, bath and kitchen if you want any tax deductions.
I'd suggest you stay where you are, make your purchase using existing circumstances, and then consider making changes. As always this advice is worth what you pay for it- $0
Thank you Cpaharley!!!!!

It was late when I replied, yes on the new
RV a down payment would be required.
Age and living with a relitive can pass the test.
Finding a non profit credit union can really
Help. Having no debt, or bancruptcies is very
Help ful.
I think the most important thing is to have
The dream and make little steps each day.
And stay far away from "the dream killers". They feed on killing
Dreams like vampires suck life and blood. Get them out of
Your life.
Choose the road less traveled and don't listen
To the "crowd"...
Ranger
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Old 02-27-2015, 12:26 PM   #20
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There is a lot to be said for hard work and determination. We sacrificed for years -- beans and rice for dinner almost every night, living in a home that was far too small for us, but cheap, getting by paycheck to paycheck. But sticking with it is key. We worked, saved, got the education and training to take on bigger jobs and more pay, and did that for about 16 years. Guess what? It paid off. If you had told me 10 years ago that today I'd be embarking on a first journey with a brand new truck and a custom trailer for a 5 week vacation, and that money wasn't a concern, I'd have said you're crazy. Stick with it.
You can get there.


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