How to use Canadian Visa at U.S. gas pumps? - Fiberglass RV


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Old 01-15-2014, 12:14 PM   #1
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How to use Canadian Visa at U.S. gas pumps?

Requires you to enter 5 digit zip code, 6 digit postal code not accepted. Any work-arounds?
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Old 01-15-2014, 12:33 PM   #2
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Is that something NEW? I have never had to enter a code in the US before. We go down a few times a year and just give the attendant the card and sign the paperwork and leave. Ask the attendant what to do or use the most famous US Postal Code 90210. That funny green stuff that people call CASH works too if you don't want a paper trail.

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Requires you to enter 5 digit zip code, 6 digit postal code not accepted. Any work-arounds?
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Old 01-15-2014, 12:46 PM   #3
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It is not at All Gas Stations.
I suggest that you go inside B-4 you pump and deal with the manager.
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Old 01-15-2014, 01:01 PM   #4
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Well, the option is to use you debit card and put in your PIN. A method that has been suggested online is to take your Canadian postal code (say K3L 2K8) and strip away the letters. That would give you 328. Add two zeros at the end (i.e. 32800) and it should work. Let us know.
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Old 01-15-2014, 01:09 PM   #5
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Using Canadian VISA in US gas stations.

Many of the self serve gas stations in Florida require a 5 digit ZIP code, BUT WILL ACCEPT your numbers of your Postal Code followed by 2 zeros.
For example if you are K1M 2L7 you enter the numbers only, followed by 2 zeros - that is 12700.
Apparently other Credit Cards also work that way. I know that AMEX and TD Visa and BOM Mastercard work for me.
This is not a fudge, because I was advised by the TD bank in Merritt Island that this was the correct way to go.
Mike .....>
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Old 01-15-2014, 01:26 PM   #6
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We have found that when you encounter this situation you have to go in and prepay at the counter with your credit card. You will be guessing on what it takes to fill your tank converting to US$ and US gallons at the same time can be difficult at times. Small time operators may just hold onto your card until you finish filling.

If you estimate wrong and use less than you prepaid they will issue a credit. If you estimate less than a full tank they only dispense what you paid for. The latter is preferable because credit cards are not double dipping on exchange rates. You may also find that many US gas stations charge more for using a credit card. Using cash can save you some $$ on long trips.

Rick, the zip is not required when dealing with an attendant, you have paperwork and a signature.

Terry, that may not work. Most our cards are chip enabled now and require a PIN. The US system was not set up for that the last time I was down.

Cam, one more thing. Most cards now allow you to preregister your out of home area travel plans. You tell them online or by phone when and where you are going and that alters their fraudulent use warning flags. That is they are expecting charges to made on the road.

ON EDIT
Thanks Michael, I'll have to check that out with CIBC, it sure would make life a lot easier.
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Old 01-15-2014, 01:41 PM   #7
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We have found so many inconsistencies on using Canadian Credit cards at US Gas stations. We finally just got a US Visa attached to a US bank account through our regular bank (TD). Have not had any troubles since we started using it 2 years ago
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Old 01-15-2014, 02:10 PM   #8
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You can go in and tell the cashier you want to fill up and they'll hold your credit card. After you're done pumping, go inside again to complete the transaction.
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Old 01-15-2014, 03:08 PM   #9
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we go to the states, most frequently into maine, quite often. we do not wish to leave our credit card with any clerk. friends of ours had their card info stolen and many, many charges wracked up before they realized it....and the only place they'd used the card was at a gas station.
instead, if we cannot pay with cash, we will use the card at the pump and yes, the use of the numbers from our postal code plus 2 zeros works every time.
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Old 01-15-2014, 04:25 PM   #10
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That must be an agreed upon code for using the Canadian postal codes.

If I enter a zip code that does not correspond with the billing address for the card, it is rejected every time.

In over 50 years of handing credit cards to others to either fill my tank (OR & NJ) or while I fiil up, I have never had a problem.

Seems like everyone "Knows" someone that had their I.D. stolen, but, according to the FBI, the fact remains that most identity theft is still done by someone you know, usually a relative.
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Old 01-17-2014, 02:00 PM   #11
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Zeros it is, thanks for all the info.
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Old 01-17-2014, 02:37 PM   #12
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I have found the closer you are to the border to gas up the less likely you are to be asked to put in a US zip code. I have also been at gas stations that rejected just using the numbers and adding OO's - got the message that it was an invalid Postal Code which makes sense. I have also in the past couple of years had my chip card rejected at the pumps many times as the US seems to a bit behind Canadian banks in regards to the use of chips.

When faced with not being able to use my card directly at the pump I go to the major national type gas stations such as ESSO. Most are set up that if you give the attendant the card they will get a pre authorization on the card up to x so many dollars and give you the card back so they dont need to keep hold of it. Once you pump the gas the receipt for the actual amount pumped will be spit out at the pump itself. Have found the regional or discount type stations are often not able to process your purchase that way and will want to hold onto your card while you pump - which I will never let happen.
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Old 01-17-2014, 06:06 PM   #13
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Zeros it is, thanks for all the info.
Well, I'm glad that something works even if it seems kind of hit or miss. I'm wondering if this double zero thing is something that gas chains put in only when they think that there's a lot of Canadians present--like close to the border and in Florida.
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Old 01-17-2014, 06:32 PM   #14
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Filled up at the Husky/Mowhawk in North Vancouver today. Sticker on the pump tells customers with non-Canadian credit cards to pay inside prior to filling up. So, it works both ways ( or doesn't work ).
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