insurance - Fiberglass RV


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Old 04-30-2009, 10:24 AM   #1
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Need to ask you kind folks another question....Insurance,,,I went to my auto carrier, Geico and the little Gecko quoted me $284.70 for six months...its for $100 ded for comp and $250 for coll....replacement cost for the first 5 years, 24/7 road service, 1000 vacation allowance, 5000 personal effects, and the other regular stuff.....just was wondering if this was in line and any thoughts from all of you on other options...Thanks Horst
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Old 04-30-2009, 10:53 AM   #2
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I paid yesterday $300 CDN for replacement costs for trailer and other costs which may happen when travelling.
Hope that helps abit.
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Old 04-30-2009, 11:15 AM   #3
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Need to ask you kind folks another question....Insurance,,,I went to my auto carrier, Geico and the little Gecko quoted me $284.70 for six months...its for $100 ded for comp and $250 for coll....replacement cost for the first 5 years, 24/7 road service, 1000 vacation allowance, 5000 personal effects, and the other regular stuff.....just was wondering if this was in line and any thoughts from all of you on other options...Thanks Horst
Horst,

Tell the lizard to go eat a gnat and check with GMAC insurance through Camping World. That saved me big bucks and I have State Farm (much cheaper than the reptile).
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Old 04-30-2009, 01:38 PM   #4
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Need to ask you kind folks another question....Insurance,,,I went to my auto carrier, Geico and the little Gecko quoted me $284.70 for six months...its for $100 ded for comp and $250 for coll....replacement cost for the first 5 years, 24/7 road service, 1000 vacation allowance, 5000 personal effects, and the other regular stuff.....just was wondering if this was in line and any thoughts from all of you on other options...Thanks Horst
Horst,
Is this for your Tow vehicle AND the Trailer? I just got insurance for my 17 Ft 2006 Casita Liberty and it only added about $60 per 6 months. My agent said the Liability coverage extends to the trailer from my Tahoe (Tow Vehicle) policy and all I bought additional was Comprhensive for the Trailer. Something is wrong here.

EKW
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Old 04-30-2009, 02:17 PM   #5
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I appreciate your folks responses...was wondering do you have a deductible if so what is it.....wonder if that is the difference...maybe I need to ask you folks what type of insurance do I need...in my other email there was stuff like replacement of Casita, personal effects of 5000.00, vacation recovery of 1000, etc...but 60 for six months is a lot different than 284.00

Chester you said you paid 300.00 CDN..what is CDN and was the it for 6 months...thanks Horst
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Old 04-30-2009, 02:24 PM   #6
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My Allstate is only $60/6 months. Covers colision while towing. Liability is covered by Escalade insurance policy with no additional increase. Otherwise its covered by Allstate Homeowners insurance when parked at home with no additional increase.

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Old 05-01-2009, 08:21 AM   #7
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Chester you said you paid 300.00 CDN..what is CDN and was the it for 6 months...thanks Horst
I'm not Ches, but CDN is Canadian (dollars), just as USD is United States (dollars). You'll often see something like this $1,000CDN or $1,000USD

As of today's exchange rate, Ches' $300CDN would equal $252.281USD

Hope this helps!
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Old 05-01-2009, 11:16 AM   #8
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Waaay too much. We are with Mutual of Enumclaw and paid a lot less than that. The other poster was correct. It should come as a rider on your auto insurance and be in the tens of dollars, not hundreds.
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Old 05-01-2009, 11:42 AM   #9
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I'm not Ches, but CDN is Canadian (dollars), just as USD is United States (dollars). You'll often see something like this $1,000CDN or $1,000USD

As of today's exchange rate, Ches' $300CDN would equal $252.281USD

Hope this helps!
Donna..thanks for the email...right after I pressed the post button I figured it out...stamp stupid on my forehead..ha...Horst
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Old 05-01-2009, 11:47 AM   #10
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I pay $190 CDN a year for $7000 coverage this includes collision, ($700 deductible) contents are covered under my house policy $250 ded. if I buy a package policy on my tug ($150) it would lower my ded to $200. I have to leave the insurance on all year round for coverage while its parked.
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