Need user friendly app for budget - Page 2 - Fiberglass RV


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Old 11-20-2014, 02:07 PM   #15
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Originally Posted by Chillywilly View Post
Thanks, I'm going to check out Mint and the one Carol suggested. I am very leary about all that important stuff being out there Cyber space but I have to get over it. That's the way life is these days. Thanks again.
Just make sure that you don't back it all up to the Cloud and you have it well locked down (good hard password) on your iPad or computer which ever you decide to use with it - especially if you travel with either.
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Old 11-20-2014, 02:21 PM   #16
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What about security?
Personally, I access none of my accounts from a cell phone. I only do on-line banking from home on my own WiFi ( secured ).
My banking password is used for nothing else. My PIN was generated by the bank, not me, so no birthdays or anything that can be used against me.
All said, I wonder what the point is in changing your passwords every three months. As I recall, my password to access my company site was BUYOUT, and when prompted to change it, was BUYOUT 2, BUYOUT 3. Got to BUYOUT 9 and retired with a buyout.
LOL Glenn didn't everyone who worked at a company that makes you change your password often just add another number to it to change it! Suspect it is why a lot of companies are now making their staff use a USB dongle password generators... generates a new password pretty well every darn time you sign in! Funny though that a lot of people just leave those things laying around on their desks beside their laptops, so not really that much more secure.

The OP did not mention using the app on his phone - just his computer and iPad. Regardless I agree with you & I wouldn't put any of my banking info or cc card info on any devise that was going to be using an open Wifi system. Rather play it safe than be sorry
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Old 11-20-2014, 05:51 PM   #17
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I used to use Microsoft Money to track funds flow since 2001, but later I abandoned Windows, switched to Linux and now run open source gnucash software to track personal and business finances.
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Old 11-20-2014, 07:17 PM   #18
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Originally Posted by Glenn Baglo View Post
What about security?
Personally, I access none of my accounts from a cell phone. I only do on-line banking from home on my own WiFi ( secured ).
My banking password is used for nothing else. My PIN was generated by the bank, not me, so no birthdays or anything that can be used against me.
All said, I wonder what the point is in changing your passwords every three months. As I recall, my password to access my company site was BUYOUT, and when prompted to change it, was BUYOUT 2, BUYOUT 3. Got to BUYOUT 9 and retired with a buyout.

I wouldn't access anything important on a "public" WiFi system (McDonalds, etc.) but I do access my bank accounts from a smart phone using the cellular network. It is just as secure as a home network, which can be compromised by a hacker. In reality, nothing is safe. Even if you do not use any electronic devices, your identity can be stolen and your life turned upside down.



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Old 11-20-2014, 08:14 PM   #19
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Years ago, for those of you who are old enough to remember, before there were any budget programs and Excel did not yet exist, I wrote my own budget program on a Texas Instruments 99. The program has been rewritten for the Apple IIe, and for PCs. Over the years I have modified it, but I still use it today. When I go camping I take a notebook. Financial information is stored on a thumb drive so when at home I run the program on my desktop. Written in Basic, but it is customizable and it does exactly what I need.
BASIC? OMG.. next you're going to tell us you programmed in Fortran and Y2K was a stellar year for you
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Old 11-20-2014, 08:38 PM   #20
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Need user friendly app for budget

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BASIC? OMG.. next you're going to tell us you programmed in Fortran and Y2K was a stellar year for you

Actually, I did a little Fortran and I remember the 8088s. I even remember the IBM 1201 days with keypunch and verifiers processing the data input cards. C'mon Donna, pull yourself off the floor! We're talking the early 80's here. Lots of people here probably don't even know what a TI-99 was. Stored data on a cassette tape!


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Old 11-20-2014, 08:50 PM   #21
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I read punch tape...
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Old 11-20-2014, 09:29 PM   #22
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We use a Big Chief tablet and a red crayon!
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Old 11-20-2014, 10:05 PM   #23
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We use a Big Chief tablet and a red crayon!

Would that be one of those 3 gigabyte, digital red crayons?


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Old 11-20-2014, 10:50 PM   #24
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Big Chief tablets! Now, you're speaking my language. But digital crayons, do they really make them? Can't imagine that....but then again I don't get that "cloud" business either! So much to learn, so little time.
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Old 11-20-2014, 10:58 PM   #25
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But digital crayons, do they really make them? .
Yup they do!
Discover Digital Crayons - Easy to use - Kid friendly.
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Old 11-21-2014, 09:09 AM   #26
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We started it when one year we doubled our income and had no extra money at the end of the year. As a result we began recording everything we spent, just recording it in categories, not setting a budget. Forcing a conscious act resulted in savings the next year.

We have kept track of all our spending since we began RVing. In the early days we used Excel, now we use our smart phone. Presently we use Spending Tracker, a free Android app. It allows us to immediately enter what we spend in categories we define. It automatically totals everything and displays them by category.

As to bill paying we have paid our bills from our phone or computer since before we started RVing. It's great for on the road, written checks are rare and usually gifts. We do not use public wi-fi hotspot locations for banking but rather our own hotspot. We have never had a problem.

We use Bank of America, primarily because they are everywhere and seem to maintain a watchful eye on our credit cards saving us from a few fraudulent charges and immediately replacing our cards when it happens.
Norm,
How do you go about sitting up your on wi-fi hotspot? Is it hard to do?
Thanks for any help!
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Old 11-21-2014, 11:20 AM   #27
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Carl, most newer smart phones have an option in the general settings that allow you to set your phone up and use its data plan as a personal Hot spot to use with your iPad or computer. The phone and your computer/ipad connect via bluetooth - assuming they both have that capability.
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Old 11-24-2014, 08:12 PM   #28
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Carl,
As Carol wrote most smart phones can be set up as a Hotspot. I don't use our smartphones that way because we have a dedicated Hotspot.

Our Hotspot has an unlimited data plan and is no longer available from Verizon. The plans now available charge by the gigabyte, at least from Verizon.

It was easy to set up.



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