Well, that answers the question I was going to post... not... maybe... confused...!
Just finally registered my trailer in Washington. (Do you know Washington state wants 9% sales tax on a "luxury item" like a travel trailer even if it was purchased in 1970 new and you've already paid tax on it? Luckily my original bill of sale had a low amount on it.) Anyway, I'm checking into changing my insurance to here but then wondered what just liability would be, and the agent told me it is covered by the car's policy. (I didn't ask her if that included when it was not attached to the car- but they don't put liability on the trailer itself anyway. So if a neighbor kid breaks in to the trailer and blows himself up with the propane
there is no coverage- unless homeowners covers that.)
I was only paying $43 a year in California but probably that was $2500 in insurance and if I do it now I'll go for $4000 if I can (prices have gone up.) Still likely to be about $25 a year here, with a $500 deductible.
So... worth it? I suppose so if it turns out to be that cheap.. I'll ask her if I have to go ahead and prove value in a more detailed way (I sent her comps but they were asking prices- hard to get proof of selling prices other than eBay) if I have a claim.
Anything else to consider?
I would definitely insure a more expensive trailer- just not sure it is worth it for one I can afford to replace.