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10-28-2018, 10:27 PM
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#1
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Member
Name: Rod
Trailer: Scamp 16 Std Layout 4
West Virginia
Posts: 38
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US to Canadian $ Exchange
Just got back from a six-week trip into New Brunswick, PEI, and Nova Scotia and apologize if somebody else has already discussed the new exchange policy in Canada. We just didn't have much luck with the internet or most any media while we were gone, so I missed a lot of information!
So when we entered Canada we stopped at the first Visitor Center in New Brunswick and they directed us to a nearby bank to exchange some US dollars. Yes, we did use a credit card most of the time, but it's nice to have a few dollars in your pocket "just in case". At any rate, the banker told us that they no longer do money exchange at banks unless you have an account there. I of course mouthed off and said that if I had an account I probably wouldn't be doing an exchange. That pretty much ended that conversation, but at the next bank they told me to find a Money Mart and that is what we did. Charged a small fee, but it did work.
In Prince Edward Island though they didn't have Money Marts, but we accidentally found that WalMart, being a US company, will take your US currency and give you change back in Canadian, so that was our method there. We did the same in Nova Scotia as well.
I am assuming that this policy is true everywhere in Canada. I am concerned that folks who should know (the Visitor Center people, for instance) don't seem to know about the changes and this discussion is to help inform those of us traveling to Canada that things have changed.
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10-28-2018, 10:40 PM
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#2
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Senior Member
Trailer: Escape 17 ft
Posts: 8,317
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Nothing new that I can see.
When I need to exchange currency, I go to my bank or to a currency exchange. I'm charged a fee.
Nothing new there.
If you are going to another country and want some walking around money, it's best to go to your bank where you live to do currency exchange.
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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10-28-2018, 11:27 PM
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#3
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Senior Member
Name: kootenai girl
Trailer: 1976 Trillium 1300
British Columbia
Posts: 1,411
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Helpful information Rod for people travelling to Canada.
I believe it is similar at some banks in the States, no account no exchange.It is also useful to check as at many bank machines you are able to use your bank card in other countries (if they are on the same network) which can be useful
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10-29-2018, 06:49 AM
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#4
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Senior Member
Name: bill
Trailer: 2013 Escape 19
The Mountains of North Carolina
Posts: 4,143
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I always just use my ATM card and get $200 walking around money in Canadian funds. Then I charge everything I can to my Costco credit card. If you go the credit card route, be sure to check the fees on your card. Some cards charge an extra fee, others don't.
Tip, if you have left over currency, particularly coins, I just count it up and stop at a gas station near the border and buy that amount of gas. Yes, gas in Canada is more expensive, but converting $24.85 Canadian (example) into US is more trouble than it is worth.
I have found I need very little cash in Canada for traveling. But a little is useful!
https://www.creditcards.com/credit-c...action-fee.php
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10-29-2018, 08:29 AM
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#5
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Moderator
Name: RogerDat
Trailer: 2010 Scamp 16
Michigan
Posts: 3,744
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Cash back at Walmart is a no fee ATM found all over. Buy some snacks or some small item you can use and use the get cash back option, generally up to $100. Saved me some money in Wyoming where campground only took cash and local ATM's the fee was pretty high. With a low limit which would have meant paying the fee at least 2x.
The whole exchange rate and conversion of funds for credit cards or cash is just one of the joys of international travel. The kids used to love the way their funds converted to more money and since Canada and the US are both "dollars" it seemed like free money to them.
I do recall a tourist destination on lake Huron where some of the businesses had double drawer cash registers. US funds went in one but the change came out of the drawer with Canadian funds. Zero exchange rate factored in. You paid US $20 for an $8 item then you got $12 Canadian back. At the time it was about a 20% exchange rate "hit" that worked to the sellers advantage. Reminded us to always stop and change some currency at the border.
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10-29-2018, 09:02 AM
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#6
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Senior Member
Name: John
Trailer: Roamer 1
Smith Valley, Nevada
Posts: 2,892
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Sounds pretty simple in Canada.
It's more fun to exchange in China. The official exchange rate is shown on electronic boards in the airport, so you know about how many Yuan you'll be getting. There is a severe language barrier everywhere you go. At the bank, modern and similar to here, the banker will whip out an abacus and figure the exchange, then show you the abacus so you agree, and do the exchange. All above board, professional and courteous. Then you can start negotiating the price on any goods you want to buy. Of course, none of this has anything to do with camping.
__________________
I only exaggerate enough to compensate for being taken with a grain of salt.
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10-29-2018, 09:24 AM
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#7
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Senior Member
Trailer: 13 ft Boler
Posts: 1,177
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Yes we use atm card at most banks when we go to the US as well.
Sometimes I have to go to a teller with ID to get cash.
Never thought of the Walmart cask back,, good plan.
Fred
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10-29-2018, 09:27 AM
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#8
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Senior Member
Name: Mike
Trailer: !977 KingsleyGMC, 1968 Bailey Mikado
Nova Scotia
Posts: 114
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Quote:
Originally Posted by Rod D
Just got back from a six-week trip into New Brunswick, PEI, and Nova Scotia and apologize if somebody else has already discussed the new exchange policy in Canada. We just didn't have much luck with the internet or most any media while we were gone, so I missed a lot of information!
So when we entered Canada we stopped at the first Visitor Center in New Brunswick and they directed us to a nearby bank to exchange some US dollars. Yes, we did use a credit card most of the time, but it's nice to have a few dollars in your pocket "just in case". At any rate, the banker told us that they no longer do money exchange at banks unless you have an account there. I of course mouthed off and said that if I had an account I probably wouldn't be doing an exchange. That pretty much ended that conversation, but at the next bank they told me to find a Money Mart and that is what we did. Charged a small fee, but it did work.
In Prince Edward Island though they didn't have Money Marts, but we accidentally found that WalMart, being a US company, will take your US currency and give you change back in Canadian, so that was our method there. We did the same in Nova Scotia as well.
I am assuming that this policy is true everywhere in Canada. I am concerned that folks who should know (the Visitor Center people, for instance) don't seem to know about the changes and this discussion is to help inform those of us traveling to Canada that things have changed.
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We aren't your twin brother up here, we do things differently. Do your homework before you head North. Try getting Mexican cash when in the South west before crossing into Mexico...no account/no transaction !
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10-29-2018, 09:59 AM
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#9
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Senior Member
Name: Daniel A.
Trailer: Bigfoot 17.0 1991 dlx
British Columbia
Posts: 741
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I tend to use currency exchanges before leaving home when traveling to another country after that I use ATM machines that are part of the same network this has always worked in the UK & Mexico.
If its any comfort to you living in Canada try going to a bank that you don't have an account with for anything they won't give the time of day.
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10-29-2018, 11:13 AM
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#10
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Senior Member
Name: Lynn
Trailer: '06 Scamp 16
Rochester, New York
Posts: 286
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Foriegn Money Exchange
Most of us now have a credit card and an ATM card. Use them both when you travel almost anywhere. You'll get convenience and the best exchange rate, even when fees are added. $132 CDN credit charge just appeared as $102 USD on my VISA account, which included the fee, plus I'll get 1% back. ATMs work just as well, even with the fee, and they're never rude.
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10-29-2018, 11:18 AM
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#11
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Senior Member
Trailer: Scamp 16 ft Side Dinette
Posts: 1,279
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A duty free store at the border (before you cross) is one way to change your money.
Otherwise the ATM does just fine, just remember to keep track of your balance.
Credit Card purchases may charge a 1% fee per transaction.
Discover Card does not work in Canada.
But, which ever way you go, spend lots. My countrymen will appreciate it!
It's a good idea too, to let your bank and Credit card company know where you are traveling…. so they don't think your card was stollen.
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10-29-2018, 12:42 PM
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#12
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Senior Member
Name: Jann
Trailer: Casita
Colorado
Posts: 1,308
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Quote:
Originally Posted by Rod D
Just got back from a six-week trip into New Brunswick, PEI, and Nova Scotia and apologize if somebody else has already discussed the new exchange policy in Canada. We just didn't have much luck with the internet or most any media while we were gone, so I missed a lot of information!
So when we entered Canada we stopped at the first Visitor Center in New Brunswick and they directed us to a nearby bank to exchange some US dollars. Yes, we did use a credit card most of the time, but it's nice to have a few dollars in your pocket "just in case". At any rate, the banker told us that they no longer do money exchange at banks unless you have an account there. I of course mouthed off and said that if I had an account I probably wouldn't be doing an exchange. That pretty much ended that conversation, but at the next bank they told me to find a Money Mart and that is what we did. Charged a small fee, but it did work.
In Prince Edward Island though they didn't have Money Marts, but we accidentally found that WalMart, being a US company, will take your US currency and give you change back in Canadian, so that was our method there. We did the same in Nova Scotia as well.
I am assuming that this policy is true everywhere in Canada. I am concerned that folks who should know (the Visitor Center people, for instance) don't seem to know about the changes and this discussion is to help inform those of us traveling to Canada that things have changed.
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We had he same problem in British Columbia this summer. In 2015 we could go anywhere and get money exchanged but not this year. Guess it'll be the credit card now or Walmart. Didn't know Walmart did the exchange rate. Thanks for the idea. We did use our credit card once and it worked well.
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10-29-2018, 02:10 PM
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#13
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Senior Member
Name: Steve
Trailer: Escape 15A
Minnesota
Posts: 452
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Some credit cards don't have any foreign currency conversion fees, Capitol One being one example.
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10-29-2018, 02:46 PM
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#14
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Senior Member
Name: Ed
Trailer: Bigfoot 25 RT
Colorado
Posts: 125
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With the very favorable exchange rate, I can buy a 19' Escape for about $8,000 more than I would pay for a 17' Casita.
Talking to Escape sales people shortly.
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10-29-2018, 04:24 PM
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#15
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Senior Member
Trailer: No Trailer Yet
Posts: 700
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You can get cash back if you pay with your ATM card at pretty much any grocery store in Canada.
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10-29-2018, 11:54 PM
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#16
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Senior Member
Name: Peter
Trailer: G30 Elite Class C
British Columbia
Posts: 1,510
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Quote:
Originally Posted by Rod D
Just got back from a six-week trip into New Brunswick, PEI, and Nova Scotia and apologize if somebody else has already discussed the new exchange policy in Canada. We just didn't have much luck with the internet or most any media while we were gone, so I missed a lot of information!
So when we entered Canada we stopped at the first Visitor Center in New Brunswick and they directed us to a nearby bank to exchange some US dollars. Yes, we did use a credit card most of the time, but it's nice to have a few dollars in your pocket "just in case". At any rate, the banker told us that they no longer do money exchange at banks unless you have an account there. I of course mouthed off and said that if I had an account I probably wouldn't be doing an exchange. That pretty much ended that conversation, but at the next bank they told me to find a Money Mart and that is what we did. Charged a small fee, but it did work.
In Prince Edward Island though they didn't have Money Marts, but we accidentally found that WalMart, being a US company, will take your US currency and give you change back in Canadian, so that was our method there. We did the same in Nova Scotia as well.
I am assuming that this policy is true everywhere in Canada. I am concerned that folks who should know (the Visitor Center people, for instance) don't seem to know about the changes and this discussion is to help inform those of us traveling to Canada that things have changed.
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:Geez I have lived my whole life in Canada and 99% of it in B.C. and never knew this policy existed. Lucky for us we go to the bank and pick up US dollars so we have some ready cash then if it's going to cost more than we want to pay we use the card. We used to have a problem at Walmart with the Card, did not matter which card none of them worked they now finally got one to work on their system so were better off, but no other stores in Washington have this problem??
Stude
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10-30-2018, 12:13 AM
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#17
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Senior Member
Trailer: Escape 17 ft
Posts: 8,317
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I've found it pays to call your bank branch and make sure they have enough of the currency you need, in the denominations you want.
Or, you can get on the internet and complain.
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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10-30-2018, 05:18 AM
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#18
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Senior Member
Name: Gordon
Trailer: 2015 Scamp (16 Std Layout 4) with '15 Toyota Sienna LE Tug
North Carolina
Posts: 5,156
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Quote:
Originally Posted by Glenn Baglo
..
Or, you can get on the internet and complain.
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Or you can get on the internet to educate and inform your fellow travelers..
Quote:
Originally Posted by Rod D
.... and this discussion is to help inform those of us traveling to Canada that things have changed.
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And I for one appreciate the time and effort that this vital American OP took to bring this information and topic to our attention.
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10-30-2018, 11:22 AM
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#19
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Senior Member
Trailer: Escape 17 ft
Posts: 8,317
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Quote:
Originally Posted by Rod D
I of course mouthed off and said that if I had an account I probably wouldn't be doing an exchange. That pretty much ended that conversation
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Let's quote the "vital American OP".
__________________
What happens to the hole when the cheese is gone?
- Bertolt Brecht
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10-30-2018, 05:07 PM
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#20
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Member
Name: Karen
Trailer: 1975 1300 Trillium
Michigan
Posts: 92
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we Are buying a used trillium from a seller in Colorado. Question. This trillium is from Maine where the owner originally bought it. the owner states that in Maine, you don’t need titles for over 10 year old trailers. He has a registration from there however. With his registration and a bill of sales, can we transport the vehicle from Colorado to New Mexico, then go to the dmv here to title and register it? How does this work? Can’t get very good info on the NM dmv website. Any help or advice would be appreciated. Thanks. Karen
__________________
“75” Trillium 1300.
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