That’s what insurance is for, Steve.
Yes, hail is a particular issue with aluminum-skinned trailers. It is generally repairable, though not inexpensive. I’ve also seen hail cause flaking/pitting of the gelcoat on fiberglass, so we’re not immune.
The reality is a falling tree branch could total a $70K Oliver
or my little Scamp
in a moment. Although fiberglass is also repairable, such events are often written off as a total loss by insurance companies. Every build type has its unique vulnerabilities, and we’re all vulnerable on the highway, the most dangerous place of all.
Life is a series of calculated risks.