I've had bears run in front of me while bicycling. But the scariest thing was bicycling through Camp Lejune. We heard a rat-tat sound behind us which turned out to be the claws of a snarling Doberman. Only time I've used my pepper spray.
Gordon and Anne
2010 Suzuki Equator "Suzi Q"
2015 Casita Independence "Callimachusita"
Pod Puppies: Josie and Frankie, Casita Kittens: Madison & Razzel & Mrs. Chow