State Licensing Requirements for FGRVs

[Lizzie]

Hi there, I am new to the trailer thing, but would assume (I live in California) that whening buying a used trailer you would go through the same process as buying an auto, transfer of title, etc?
What about insuring the trailer? Do you all have insurance? What company - Good Sam?
Thanks!

[Bob Miller]

Buying and registering a trailer in CA is about the same as a vehicle, except that "Permanent" (5 year) plates are available for trailers over a cerain age. I use my auto ins company for additional ins for the trailer but, if you have a road service like AAA, be sure it covers your trailer as well. In some AAA divisions you have to add an RV indorsement(sp?)

[Gene Masse]

I insure mine with the same company as my vehicles.

[Roger Kimble]

Originally Posted by Lizzie

Hi there, I am new to the trailer thing, but would assume (I live in California) that whening buying a used trailer you would go through the same process as buying an auto, transfer of title, etc?
What about insuring the trailer? Do you all have insurance? What company - Good Sam?
Thanks!

Farm Bureau Ins. is who ours are with, same as our house ins.

[Ricky 4]

Just got off the phone with our motor vehicle office.
Today I was told if the loaded weight of the trailer is 2000 lbs. or more it must be registered and tagged.

If is was bought out of state, it must be inspected also.

We live in Kansas-this is not what I was told last year. I was told last year it was based on manufacture weight listing.

Need to get the trailer weighed with all my junk in it and see where we stand. May have to remove half my junk-which would probably be a good idea anyway. Seems I pack for any disaster, any extra visitors and buy things along the way. Will also need to pack more of my junk in the truck and less in the trailer.

We have our trailer insured against theft, accidents and fire etc. but it is covered for liability under our auto policy.

Happy camping
Mrs. Rich

[rgrugg]

In Michigan trailers must be titled and registered. One nice thing is that a trailer license is good for "life", meaning that it's good for as long as you own the trailer. Get a new trailer, get a new plate. Lifetime plate is not transferrable to a different trailer.

[RRJR]

In Canada we have a lifetime lic (for trailers) and if you sell you can change the plate to another trailer as long as you have the orig lic portion of the regestration.

Ron

[RRJR]

I should have said in Ontario Canada .... sorry

Ron

[ScampBum]

Re: insurance on a FGRV.I contacted my insurance agent and was told that under my policy,as long as the trailer is hooked to the tow vehicle,it is covered for liability.However...if the trailer comes unhooked going down the road,it is on it's own,in more ways than one.So I got full coverage for the Scamp...comp,liability,medical,etc,for $15/month.Cheap price for peace of mind.

[floyd]

Originally Posted by ScampBum

Re: insurance on a FGRV.I contacted my insurance agent and was told that under my policy,as long as the trailer is hooked to the tow vehicle,it is covered for liability.However...if the trailer comes unhooked going down the road,it is on it's own,in more ways than one.So I got full coverage for the Scamp...comp,liability,medical,etc,for $15/month.Cheap price for peace of mind.

Either your agent was jerking your chain, or you need a new insurance company!
BTW; we have full coverage on our Scamp too.

[ScampBum]

Sorry...but I trust my insurance agent of 30 years more than I trust what I see posted here.

[Donna D.]

Originally Posted by ScampBum

Sorry...but I trust my insurance agent of 30 years more than I trust what I see posted here.

Smart. Your insurance company will be the one to pay the bill if something goes wrong, not anyone here on FiberglassRV. Nor would I trust any privately owned website to provide towing requirements by state. It's okay for a cursory look, but only the particular state DMV can provide actual requirements. How often is a privately owned site updated and if the info is absolutely correct, are the big questions for me. YMMV

[ScampBum]

What's YMMV?

[ThomasE]

Originally Posted by ScampBum

What's YMMV?

Your Mileage May Vary

[ScampBum]

Thanks

[floyd]

Originally Posted by ScampBum

Sorry...but I trust my insurance agent of 30 years more than I trust what I see posted here.

Exactly my point, trust your insurance agent, and find a new policy.

To quote that sage philosopher and orator KingFish....
"Yes suh Amos, Ya know the BIG print giveth and the FINE print taketh away!"