Tiger......your NADA figure is without adding in the options, which a bank will certainly do. See below. First you used the general value without adding options in.....which matches your figures (10k to almost 13k). If you were to use the option button and add in options, they increase the NADA value substantially, yet still falls below, as in this particular case, what a loaded 2008 30th Anniversary 25B25FB or RQ might actually sell for. Actually NADA books it for just under 19k at $18,735.
Add your 5k to that and you're close to what you may buy it for. Then consider if the particular trailer is exceptional, just down the road, kept out of the weather, and has
light use to say one 3-5k less than one say in Michigan, Arizona, or Colorado which requires a trip to pick up, let alone be satisfied with when you get they to view it. Road trips figure into the total cost as well. Hope that helps...…….
Values
Suggested
List Price Low
Retail Average
Retail
Base Price $49,895 $10,650 $12,850
Options (Add)
Total Price $49,895 $10,650 $12,850
ase Price $49,895 $10,650 $12,850
Options (Change)
13,500 BTU (Non-Central/Non-Ducted) $215 $260
Furnace (30,000-35,000 BTU) $130 $155
Gas Grill Cook Top $335 $405
Microwave Oven $45 $55
Microwave/Hood Combo $155 $185
Refrigerator 5 - 7.0 cu. ft. $285 $345
Water Heater 10 Gallon Gas/Elec. w/DSI $120 $145
14"-20" Flat Screen $50 $60
AM/FM/CD Stereo $17 $20
DVD Player $15 $15
2.5 KW
Propane $565 $680
Power Hitch Jack $60 $75
Stabilizer Jacks (Crank Down) $70 $85
Exterior
Paint $845 $1,020
Fiberglass Exterior 30' and Under $660 $795
Hitch Stabilizer $250 $300
Luggage Rack and Ladder $75 $90
Outside Shower $70 $85
Power Roof Vent $90 $105
Skylight $100 $125
Spare Tire and Carrier $80 $95
Manual
Awning 15-21' (Each) $125 $150
Solar Battery Charger $240 $290
Solar Panel (Each) $140 $170
Storm
Windows (All) $145 $175
Total Price $49,895 $15,532 $18,735