It may depend on how much you plan to camp, and where, and when. Will inside dining be a frequent event, or just the occasional bad weather day? For us it's the latter, and changing the bed into a dinette is not a big deal. I'm thinking with the Independence you could roll or fold enough of the bedding toward the back of the trailer to make a seating space near the kitchen.
I'd hesitate to give up the bathroom. For one thing, it's pretty much obligatory in that size class, so resale would be harder. For another, traipsing to the bathhouse several times during the course of a nasty day (or, worse, at night) sounds less appealing to me than the trouble to move and replace the bedding. And for a third, the ability to camp occasionally without facilities can be a convenient (as well as a cost-saving) option.