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Old 10-14-2023, 11:11 PM   #21
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Originally Posted by matthfam View Post
I realize there are dangers associated in dealing with cash but if you exercise due care it's the best way to receive payment.
Wire transfers can be stopped, e-transfers can be stopped, depending on how convincing the buyer is with his/her bank ...
Cheques? Never unless certified, but buyers usually don't bring a certified cheque with them to inspect the item they are interested in. I would go to their bank if they did not bring cash. Never hand over transfer papers until you have the money in hand. Too many scammers out there. I've heard of scammers promising to send e-transfer and sending a fake email with legitimate looking info from your bank saying the money has been deposited when in fact it was never sent. So I would only do e-transfer with someone I know well.
re: carrying large cash. google 'civil asset forfeiture'

IMHO, going to the buyer's bank and having them do a cash transfer, or write you a counter check is good enough for me. last time we did that, buying a 1993 Mercedes 300CE Cabriolet (convertible), turned out we both banked at [Big National Bank], so even better as we have a VIP account due to some retirement funds in a brokerage account there. The girl at the teller window handed us off to the VIP desk, we sat in a private cubical with the bank agent, and they moved our money for no fee with almost no hassle, show our ID, log onto a atm keypad at the vip desk.... easy peasy


I miss that car.





When we bought our Escape21, the Lewisville, Texas grand dame who was selling it... after we'd inspected it, and talked for half the afternoon (having driven 26 hours from Reno, NV) was fine with us going to a nearby branch of our [bigbank] and getting her a counter check, she didn't even need to come along and witness. So we got lost finding the bank branch, and lost again finding our way back to her place. Spent that night in the Escape at a very nearby lake side city campground/park just getting used to it.
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Old 10-15-2023, 08:45 AM   #22
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Provided it's not forged. And generally the bank won't know it's forged for a bit after you go to that bank even. Now if you get cash for it to at least got some Leverage. If you have a transferred to your account you can be in trouble.
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Old 10-15-2023, 08:45 AM   #23
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What about hiding an air tag just in case you have to recover the rv
That might or might not be legal.
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Old 10-15-2023, 08:58 AM   #24
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Personally I prefer cash, but at this moment, for instance, there's a woman working her way North on I-5 in WA state, handing out counterfeit $100 bills. At least a dozen small businesses have been fleeced by this witch. We know what she looks like: a white woman, dark hair, no glasses, fairly young.

I wouldn't take a 100 dollar bill right now, but when we're talking $11K, that's a bunch of twenties. Which can be counterfeited, too.





So you need to be wary, in all transactions of any sort. The last time we sold a vehicle, we did the transaction in front of the sheriff's department.
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Old 10-17-2023, 12:35 PM   #25
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Payment

I like the dealer suggestion.
Recently I was trying to sell furniture and repeatedly received requests for venmo, zelle etc

It was for $500... not thousands like mentioned. After much conversation,, my bank told me:
1) they do recognize and work with zelle, venmo etc
BUT
If account is compromised, they will back you up but corporate office most likely will not.

So, I never got my furniture sold...I even suggested meeting in a public place parking lot or the bank...all kinds of excuses why not.

So, I sit with more furniture to sell but probably can't.
A dealer makes sense on large sums and a camper in my book.
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Old 10-17-2023, 12:38 PM   #26
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Originally Posted by Melissa T View Post
I like the dealer suggestion.
Recently I was trying to sell furniture and repeatedly received requests for venmo, zelle etc

It was for $500... not thousands like mentioned. After much conversation,, my bank told me:
1) they do recognize and work with zelle, venmo etc
BUT
If account is compromised, they will back you up but corporate office most likely will not.

So, I never got my furniture sold...I even suggested meeting in a public place parking lot or the bank...all kinds of excuses why not.

So, I sit with more furniture to sell but probably can't.
A dealer makes sense on large sums and a camper in my book.
As far as meeting with somebody that you don't know regarding it internet transaction your best bet is a Walmart parking lot. Make sure everybody that's your friend knows you're going there and when. Then meet somewhere near the doors like maybe halfway out into the parking lot. Don't meet at the edges.

Walmart has by far the best camera and Camera recording system out there. And they are very happy to work with legitimate law enforcement. So by and large the bad people know this and are very leery of meeting where they will be on camera and that camera is going to be recorded and they will be identified.

Most banks and other places including police stations don't have nearly as good of recording system or camera system
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Old 10-17-2023, 12:57 PM   #27
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We actually had planned Wal Mart.
When it seemed an issue on cash vs electronic transfer, that's when I offered to go to bank with them.

Good ideas and appreciate it I ever decide to sell something again! Thank you!
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Old 10-17-2023, 03:16 PM   #28
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Name: You can't call me Al
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Smile It's for sale NOW!

By the way, since I can't get the classifieds section to authenticate my phone number, it's listed here:

https://www.fiberglass-rv-4sale.com/...0000-boston-ma

Please spread the word to your peeps.
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Old 10-19-2023, 04:39 PM   #29
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I paid cash for two trailers and a tractor. I've received cash for a tractor and a trailer. My only problem was once having to go to two different banks to get enough cash because, guess what, they have limited cash on hand. Seems like most of it is in the ATMs!!

I find wire transfers a bit of a pain and expensive. E-Transfers have low daily limits.

Such is life.
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Old 10-19-2023, 07:07 PM   #30
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I paid cash for two trailers and a tractor. I've received cash for a tractor and a trailer. My only problem was once having to go to two different banks to get enough cash because, guess what, they have limited cash on hand. Seems like most of it is in the ATMs!!

I find wire transfers a bit of a pain and expensive. E-Transfers have low daily limits.

Such is life.

And you may have broken federal law, Depending on how much you got, going to multiple banks to be the amount even if it was under $10,000 may be called "circumventing" and may make you guilty of money laundering without ever money laundering.
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Old 10-20-2023, 07:51 AM   #31
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Re going to more than one bank. I'm in Canada and the bank told me to do that since they didn't have quite enough on hand. Maybe laws are different here?

BTW. When watching movies where tens of millions in cash are getting passed around in backpacks, just how does one spend it? I doubt you can buy a house and plop down a million in cash.
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Old 10-20-2023, 08:20 AM   #32
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Originally Posted by Jennifer Minogue View Post
Re going to more than one bank. I'm in Canada and the bank told me to do that since they didn't have quite enough on hand. Maybe laws are different here?

BTW. When watching movies where tens of millions in cash are getting passed around in backpacks, just how does one spend it? I doubt you can buy a house and plop down a million in cash.

Hard to tell on the laws. I would kind of be surprised if you don't have more or less the same laws. At least here they seem to use it more to go after the innocent than the guilty. There have been several cases where they went after people who did this for legit reasons. Of course the main point was to get the money. The reality is that it back door goes to the cops who make the case. Had a case where a woman made three deposits over a weekend at three banks for a total of $9000+. She sold tee shirts and there were three concerts she worked that weekend and she had gone to the nearest branch each time. But they claimed that she was in the process of circumventing the money laundering laws. And they grabbed the money. It went into the uniforms and pension for the department that made the case and she went to jail. This is definitely something our country is going to have to deal with.

Now if you did this coordinated by a single bank that would be an out. Better document who at the bank arranged it.



And the laws sure have changed. A few decades ago I used to hang with some pastors. (I have been involved with my church as a lay pastor for many years) It was an interesting story. They had been a motor cycle gang. (Yeah real one) There leader had gotten saved and he got the rest of the whole gang saved. But they really knew nothing about the Bible. They decided they needed to fix this. So they went to the library and looked up a book listing Bible colleges and dropped it on the floor to chose the page to look at and they dropped something on the page to choose which one to go to. (Yeah not kidding ;-) ) Must have in part chosen (or God chose) right. Because the place actually worked with them to get them admitted and didn't totally freak out.

But they discovered that to go to college even a Bible college they needed to be high school grads and most of them were not and that it would take a while. So they had to find a place to live and then live while doing it. They ended up buying a house and then they all stayed together there while they got their GEDs and all graduated. The point is that they did this all in cash. Cash they had from their presaved activities. This included going to a realtor with a briefcase of cash to buy the house. And several other literal briefcase of cash transactions. They paid for their tuition with cash. Would not get away with that today.

They all ended up in ministry. Most in the kind of unique ministries you might associate with a group like this. But probably about 1/4 to 1/3 of them went into traditional pastoring positions. But they did not give up the love of motorcycles.
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Old 12-02-2023, 01:31 PM   #33
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Well, our 1977 Scamp 13' sold today for $8,500 cash.

Thank you all for the years of friendly conversations.

We're moving on to #vanlife now, but I'll still check in once in a while.
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Old 12-02-2023, 04:21 PM   #34
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Well, our 1977 Scamp 13' sold today for $8,500 cash.

Thank you all for the years of friendly conversations.

We're moving on to #vanlife now, but I'll still check in once in a while.

Hope to see you out there
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Old 12-11-2023, 09:57 AM   #35
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THe last time we sold a big ticket item, like a car, we took cash. They were good, meaning not counterfiet. In my area, there's been a lot of counterfeit 100 dollar bills recently. Isn't it a damned shame that nothing is without risk anymore, so many thieves with so much time on their hand to steal rather than do honest work. Our grandparents did a hand shake deal, but then, back then, shame was a deterrent. Now there seems to be the opinion that, if I can screw you, hahaha, sucks to be you.

In our case, we did the sale of the car in front of the sheriff's department. Usually, if a thief intends to steal, they really, really don't want to do it with John Law watching.
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Old 12-11-2023, 10:43 AM   #36
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THe last time we sold a big ticket item, like a car, we took cash. They were good, meaning not counterfiet. In my area, there's been a lot of counterfeit 100 dollar bills recently. Isn't it a damned shame that nothing is without risk anymore, so many thieves with so much time on their hand to steal rather than do honest work. Our grandparents did a hand shake deal, but then, back then, shame was a deterrent. Now there seems to be the opinion that, if I can screw you, hahaha, sucks to be you.

In our case, we did the sale of the car in front of the sheriff's department. Usually, if a thief intends to steal, they really, really don't want to do it with John Law watching.

If I am doing a transaction with someone I don't know, I do it in a Walmart Parking lot. Some police departments have actually setup "internet transaction zones" at their offices. They have some cameras there and etc. Not a bad choice. BUT Walmart has by far the best camera systems. I have worked with them and boy is it impressive (and a bit spooky). And in general their same level of technology is covering their whole parking lots. OK their cash room and the cash registers get better but the rest of the inside and the outside get really high high quality surveillance AND RECORDING.

By and large the professional bad guys, the people you mostly are worried about, know this. They are not about to do a transaction there. I have had people refuse to go there before and saw later on online that while I noped the deal someone else took it and was ripped off.



Now Walmart will not obviously let you see the video. BUT if law enforcement with proper approved credentials comes to the and asks to see it and get a copy, they are very happy to cooperate. They don't want their facilities used for crime so they want to chase it away.
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Old 01-25-2024, 02:31 AM   #37
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Thatís what my bank suggested. They told me never do a wire transfer.
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Old 01-26-2024, 10:35 AM   #38
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If I am doing a transaction with someone I don't know, I do it in a Walmart Parking lot. Some police departments have actually setup "internet transaction zones" at their offices. They have some cameras there and etc. Not a bad choice. BUT Walmart has by far the best camera systems. I have worked with them and boy is it impressive (and a bit spooky). And in general their same level of technology is covering their whole parking lots. OK their cash room and the cash registers get better but the rest of the inside and the outside get really high high quality surveillance AND RECORDING.

By and large the professional bad guys, the people you mostly are worried about, know this. They are not about to do a transaction there. I have had people refuse to go there before and saw later on online that while I noped the deal someone else took it and was ripped off.



Now Walmart will not obviously let you see the video. BUT if law enforcement with proper approved credentials comes to the and asks to see it and get a copy, they are very happy to cooperate. They don't want their facilities used for crime so they want to chase it away.
Hmmm. Must vary by location. My vehicle was sideswiped in broad daylight in the parking lot at our local Walmart parking lot. Called the police and viewed the video with the police. A white sedan hit my parked vehicle hard enough to make it shake and drove off. According to the police, the video was insufficient to identify make, model, or license plate. It was grainy and useless. Walmarts are about the last place on earth I would do a high value transaction.
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Old 01-26-2024, 12:13 PM   #39
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Hmmm. Must vary by location. My vehicle was sideswiped in broad daylight in the parking lot at our local Walmart parking lot. Called the police and viewed the video with the police. A white sedan hit my vehicle hard enough to make it shake and drove off. According to the police, the video was insufficient to identify make, model, or license plate. It was grainy and useless. Walmarts are about the last place on earth I would do a high value transaction.

Maybe, or who knows maybe that camera was not working. I have seen them able to read the logo on a business card someone handed someone in the parking lot. Actually not the printing but the logo. But that was up fairly close to the door. I would suspect that the camera quality might not be as good as you get farther out.



I know that there was a murder where the crime started in a local walmart parking lot. And the cops found a receipt so they tracked when the person left and what car they got in. But again this was close to the door. I do actually make sure to do transactions near the door. They also do have more cameras there.
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Old 04-02-2024, 05:53 AM   #40
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We sold three trailers over the years, money order on the first,then a personal check on the second and wire transfer for the last one.

When we purchased our Casita there was a branch of our Louisiana bank in Houston and the sellers met us at the bank with the trailer and the bank issued them payment and also notarized the bill of sale.

Some friends of our went to look at a Casita in Houston a few weeks ago on a Sunday, decided they wanted it but didn't want to wait until Monday to go to the bank, so they went to the grocery store (Kroger) and purchased 21 $1000 money orders (after calling their credit card company or bank)
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