Incident Yesterday Afternoon - Page 3 - Fiberglass RV

Thread Tools Search this Thread Display Modes
Old 06-24-2011, 05:06 PM   #41
Frederick L. Simson's Avatar
Name: Frederick
Trailer: Fiber Stream
Posts: 8,182
Send a message via AIM to Frederick L. Simson
Post California MINIMUM insurance required

Insurance Requirements for Vehicle Registration
Minimum liability insurance requirements for private passenger vehicles (California Insurance Code 11580.1b)

$15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.
If you have assets then you may be sued for anything that the insurance won't pay for. Many people who carry the minimum have no tangible assets.

I carry the highest Liability Insurance available to me as automobile insurance:
$250,000 for injury/death to one person.
$500,000 for injury/death to more than one person.
$100,000 for damage to property.
Frederick - The Scaleman
1978 Fiber Stream 16 named "Eggstasy" & 1971 Compact Jr. named "Boomerang"
Frederick L. Simson is offline   Reply With Quote
Old 06-24-2011, 05:23 PM   #42
Senior Member
cpaharley2008's Avatar
Name: jim
Trailer: 2019 2ndG Escape21 DeJa View pulled by 2014 Dodge Ram Hemi Sport
Posts: 6,644
Unfortunately, if you have a lot to lose then you need a lot of insurance, if you have nothing to lose you only need the minimum amount.
One can always file suit and obtain a judgement where the other person will have to work a long time to pay the judgement. Also once they are found guilty in one case, the burden of proof shifts to them on other cases under the theory of "Collateral Estoppel", defined as once a court has decided an issue of fact or law necessary to its judgment, that decision ... preclude[s] relitigation of the issue in a suit on a different cause of action. So it becomes easier to obtain judgements after someone is already found guilty.

So in post#40, the parents would have to sue that individual for medical costs. If criminal acts are involved, such as alcohol, the state would file criminal charges. If found guilty in a criminal case, under collateral estoppel, the guilty one can not argue no guilt in a civil case and it would be relatively easy to obtain a civil judgement for the injured one's health costs.
cpaharley2008 is offline   Reply With Quote
Old 08-15-2011, 05:40 AM   #43
Junior Member
Name: mary
Trailer: scamp 13 ft
Posts: 5
glad you did not have to be "cut out". the lack of caring response for an injured person surprised me. well, to each their own. hope the guy makes it, and you stay well.
mary in tx is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
How I spent my afternoon... General Chat 0 01-01-1970 12:00 AM

» Upcoming Events
No events scheduled in
the next 465 days.
» Featured Campgrounds

Reviews provided by

All times are GMT -6. The time now is 08:03 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2020, vBulletin Solutions Inc.