Hi Mark, I'm in B.C. and insure through BCAA as a member. This year I insured my 13 ft. 2004 Trillium
Outback for a replacement value of $12,000. This also covers everything inside and outside the trailer, should it fall
off, go missing, etc. The cost for 12 months was $192.00 Cdn.
More than what I paid for very little coverage with ICBC in the past which didn't cover replacement cost or any of the contents. But I used to only insure with them for 6 months of the year and the other 6 months was a $30 storage policy only. Now I have full coverage year round for a bit more money and a lot more peace of mind.
To come up with the replacement cost, I did a search on this site for similar units, age, etc. then averaged them out. The prices have certainly gone up in the last year. Must be the Boler
50th Anniversary event next month in Winnipeg that's making the demand outstrip the supply?!
Good luck with your search. Get some quotes.